Don't Forget Your Neck Brace!

mayday813 · 10-29-2015, 03:41 PM

Quote:

Originally Posted by Johnny6.1

Yea I just bought a house myself birdman and I have a 250/500 policy with an additional mil in an umbrella policy. Insurance is no joke! Can never have too much.

Dantz can't believe ur agent said that. Like others said, may be time to involve attorneys

.....from an old risk manager and claims adjuster from both private industry and an insurance company...."Never risk more than you can afford to lose."

birdman71 · 10-29-2015, 03:50 PM

Quote:

Originally Posted by Johnny6.1

Yea I just bought a house myself birdman and I have a 250/500 policy with an additional mil in an umbrella policy. Insurance is no joke! Can never have too much.

That should be the minimum you should have when you have a home and autos. An umbrella policy is a must pretty much.
Whenever I have a new client and I am quoting their autos and home together I already throw in the Umbrella of $1M if their home is of a certain value or it looks like they just have completed upgrades to the home, and quote the cars with the increased discounts as well for having the added umbrella. So not only are you saving $$$ but you're saving your a$$

dant1127 · 10-29-2015, 06:38 PM

Unfortunately my auto company said at first, my home isn't insurable by their standards. After, it changed to a price of literally double what my current home insurance costs, with the exact same protection, and that's with a 3 car multi discount, 10 year policy discount, and some other mess. I left it alone, but this umbrella policy sounds like it might be worth it for me to look for a new company for both our home and cars..

Johnny6.1 · 10-30-2015, 10:38 PM

Quote:

Originally Posted by dant1127

Unfortunately my auto company said at first, my home isn't insurable by their standards. After, it changed to a price of literally double what my current home insurance costs, with the exact same protection, and that's with a 3 car multi discount, 10 year policy discount, and some other mess. I left it alone, but this umbrella policy sounds like it might be worth it for me to look for a new company for both our home and cars..

Definitely worth looking into. I added umbrella and my auto insurance dropped $50 a month, more than paying for umbrella coverage for the year. My umbrella cost me $330 for the year. And we just had our house built in northern California

birdman71 · 10-29-2015, 06:48 PM

I would definitely be looking for a new Agent atleast, if not company. Ill send you a PM and help out since I'm in the Insurance Industry.

Felix 808 · 10-29-2015, 06:56 PM

Glad it was not worse. Hopefully no new health problems arise from all this.

Good luck with it all.

JARblue · 10-29-2015, 07:01 PM

FWIW, I get quotes from several of the major insurance companies every year for comparison. And I make sure they know they're being compared. My agent has taken care of our family for over 30 years now.

dant1127 · 11-04-2015, 10:00 AM

So I get a call from my brother last night saying he needs a ride home from work... I get there, and this kid somehow managed to find out my Z was finished (yaaaasss!!), get it from the shop, have it detailed, and hide it on his lot at work to surprise me with it. Christmas came early!!

Goodbye, Corolla.

Now I just have to decide when I'm dropping it off at the dealership for 2 or 3 more weeks -_-

Started a new thread for parts advice. Also, I forgot how sexy these cars are in person... X-D

10-29-2015, 06:48 PM	#5 (permalink)
birdman71 A True Z Fanatic Join Date: Apr 2015 Location: Los Angeles, CA Posts: 1,579 Drives: People Crazy! Rep Power: 41	I would definitely be looking for a new Agent atleast, if not company. Ill send you a PM and help out since I'm in the Insurance Industry. __________________ *Birdman's Build:* Powerhouse Amuse/ Nismo/ Eibach/ ACT/ Tommy Kaira/ Avant Garde/ Fast Intentions/ Project Kics/ Fly 1 Motorsports/ EVO-R/ Z1 Motorsports/ Weber Sports/ Zoom/ Zele Japan

10-29-2015, 06:56 PM	#6 (permalink)
Felix 808 A True Z Fanatic Join Date: Oct 2011 Location: Camarillo, CA Posts: 1,063 Drives: 2011 PW/Grey T/S 7AT Rep Power: 2807	Glad it was not worse. Hopefully no new health problems arise from all this. Good luck with it all. __________________ Semper Fi Μολὼν λαβέ

10-29-2015, 07:01 PM	#7 (permalink)
JARblue A True Z Fanatic Join Date: Mar 2011 Location: Austin, TX Age: 44 Posts: 36,450 Drives: 11 Z34, 98 E36 M3 Rep Power: 2684441	FWIW, I get quotes from several of the major insurance companies every year for comparison. And I make sure they know they're being compared. My agent has taken care of our family for over 30 years now. birdman71 likes this. __________________ 2011 370Z 6MT Sport Gun Metallic \| ARC \| CJM \| Ecutek \| FI \| Fujimura \| R2C \| SPL \| Stillen \| TWM \| Z1 \| ZSpeed \|

11-04-2015, 10:00 AM	#8 (permalink)
dant1127 Base Member Join Date: Aug 2014 Location: US Posts: 110 Drives: NA Rep Power: 11	So I get a call from my brother last night saying he needs a ride home from work... I get there, and this kid somehow managed to find out my Z was finished (yaaaasss!!), get it from the shop, have it detailed, and hide it on his lot at work to surprise me with it. Christmas came early!! Goodbye, Corolla. Now I just have to decide when I'm dropping it off at the dealership for 2 or 3 more weeks -_- Started a new thread for parts advice. Also, I forgot how sexy these cars are in person... X-D JARblue and Fuzzzy like this.

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10-29-2015, 06:38 PM	#3 (permalink)
dant1127 Base Member Join Date: Aug 2014 Location: US Posts: 110 Drives: NA Rep Power: 11	Unfortunately my auto company said at first, my home isn't insurable by their standards. After, it changed to a price of literally double what my current home insurance costs, with the exact same protection, and that's with a 3 car multi discount, 10 year policy discount, and some other mess. I left it alone, but this umbrella policy sounds like it might be worth it for me to look for a new company for both our home and cars..