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Old 08-18-2015, 03:34 PM   #1 (permalink)
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Old 08-18-2015, 03:45 PM   #2 (permalink)
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Originally Posted by jhtran13 View Post
never got a traffic ticket before in my life before I bought a Z lol

Need some advice from fellow 370z members here:

My situation: I got a rolling stop sign ticket in Texas 1.5 months ago, paid the fine and did defensive driving. Today, I got a speeding ticket 16 mph over the speed limit, but i thought it was less than that.

Whats the best scenario to go about this; i really don't want my insurance rates to rise cause it would be rather painful.
i got a 30 over in a 60 zone (kmh) right before getting my Z. i fought the ticket and it dropped from a major to a minor and fewer demerits. while i was fighting it talked to my broker about rates.

it would have been 1000 more had i not contested the ticket. all in all it cost me about half of wha i 'saved' for fighting it but the long term saving out weighed the cost.

since you have had 2 infractions in a short period of time it'll be a little harder to fight and get it reduced.

if you're affraid of your rate increasing drive like granny. don't excessively speed and don't be a dingle berry.

also when you say 16 over the limit... what is the zone you were in? 16 over on the highway isn't as bad as say... 16 over in a community.

good luck.

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Originally Posted by kenchan View Post
my Z's rate is like 250 or something for 6 months.. and the rest of the 6months i suspend it during hibernation so $17 or something during that period.

so i guess i will look for a easier less paying job. lol
that's what i was paying last year a month (converted).... it dropped 20% this year
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Old 08-18-2015, 03:47 PM   #3 (permalink)
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Originally Posted by mishuko View Post
that's what i was paying last year a month (converted).... it dropped 20% this year
nice, wat was the reason for the 20% reduction this year mishuko?
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Old 08-18-2015, 03:54 PM   #4 (permalink)
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Originally Posted by kenchan View Post
nice, wat was the reason for the 20% reduction this year mishuko?
no idea... i was so skeptical i called my broker to confirm my rate hahah.

i did have a clean year aside from the windshield incident.
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Old 08-18-2015, 03:59 PM   #5 (permalink)
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no idea... i was so skeptical i called my broker to confirm my rate hahah.

i did have a clean year aside from the windshield incident.
humm... yah, ive seen a few percent drop every year, but not 20%. maybe they charged you incorrectly the first year?
i also added roadside assistance on my G and Z as well which bumped the rate by a few dimes.
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