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[nepali]

Originally Posted by 370zFTW

But where would my trade in go to? I know it goes to the 370z but it wouldnt knock out 20K off the new Z?

Think of it this way. Say you had no car to trade in and you were just buying a brand new Z. Your total cost would be $42k, correct? So, now, you already have $27k loan. Dealer agreed to give you $22k. You pay $22k on your existing loan leaving you with $5k. Now, add $5k to $42k, and you have $47k. Does that help? What you are doing is forgetting your existing loan.