VA Beach/Hampton Roads

Originally Posted by VABAM

There is HPDE insurance.
MotorsportReg.com HPDE Insurance Info
Lockton Motorsports HPDE Insurance
If I remember correctly you set the worth of you car so, you can set up a policy that covers you car and mods. It only covers your car and nothing else. Medical and liability are not covered. I feel there rates are reasonable. They do single event, multi-event, and seasonal policies. Not the cheapest option but it keeps you in your Z.

Originally Posted by Darketch

So what are u looking at replacing the Z with? Do u have to get rid of it? Guess I would need more info to know why you have to get rid of the car so you can track more? Maybe I'm off the mark.

Originally Posted by VABAM

HPDEs are pretty safe due to the way they are run. Divers are separated into groups based on skill level, you have an instructor in the car with you, classroom instruction, no passing unless you get a point by and in an approved passing section, and the big one, no racing. IMO you have a higher chance of getting into an accident driving to the HPDE event than participating in it.

Now open track days (non-HPDE events) are very dangerous. No separation of drivers by skill level, no in car instructors, you can pass at any time any where, and people tend to race each other.

The only time I have seen people wreck at a HPDE were advanced solo drivers out driving there cars. I'm still in the beginner class and I don't feel like I'm putting my car in any undo risk. The track itself does play a huge factor. Some tracks are more forgiving than others. What I mean by forgiveness is how much room you have before hitting a barrier if you go off. Some places have a lot, others very little.