Registered for my first HPDE (TrackDaze VIR - Nov 16/17)

ZCarMan · 12-10-2009, 06:26 PM

Did your insurance cover it or did you pay out of pocket for the repair?

MightyBobo · 12-10-2009, 10:10 PM

Quote:

Originally Posted by ZCarMan

Did your insurance cover it or did you pay out of pocket for the repair?

I got a big "ololno" from Geico, due to a very specific exclusion for being at the racetrack. Almost all insurance companies will specifically exclude racetrack events, regardless of what they are.

ZCarMan · 12-13-2009, 05:22 PM

Quote:

Originally Posted by MightyBobo

I got a big "ololno" from Geico, due to a very specific exclusion for being at the racetrack. Almost all insurance companies will specifically exclude racetrack events, regardless of what they are.

Yep if I figured that was the case. Good for folks to know if they are thinking about tracking their Z. Not to discourage but rather just to be informed.

ChrisSlicks · 12-13-2009, 10:29 PM

Quote:

Originally Posted by ZCarMan

Yep if I figured that was the case. Good for folks to know if they are thinking about tracking their Z. Not to discourage but rather just to be informed.

There are some clubs that offer track day insurance for peace of mind. I think SCDA was one of them.

cow · 12-13-2009, 10:37 PM

Quote:

Originally Posted by MightyBobo

I got a big "ololno" from Geico, due to a very specific exclusion for being at the racetrack. Almost all insurance companies will specifically exclude racetrack events, regardless of what they are.

A guy I know was able to get his insurance company (I forget which) to cover his track wreck by getting the track director to write a letter saying the event was a "driver safety class."

ChrisSlicks · 12-13-2009, 10:44 PM

Quote:

Originally Posted by cow

A guy I know was able to get his insurance company (I forget which) to cover his track wreck by getting the track director to write a letter saying the event was a "driver safety class."

That used to work with some insurance companies, but they are getting wise to it now and putting in exclusions for any time your vehicle is on track, regardless of whether it is competitive or not.

cow · 12-13-2009, 10:47 PM

Quote:

Originally Posted by ChrisSlicks

That used to work with some insurance companies, but they are getting wise to it now and putting in exclusions for any time your vehicle is on track, regardless of whether it is competitive or not.

Stupid informed companies.

MightyBobo · 12-13-2009, 11:41 PM

Quote:

Originally Posted by cow

Stupid informed companies.

srsly.

12-10-2009, 06:26 PM	#1 (permalink)
ZCarMan A True Z Fanatic Join Date: Jun 2009 Location: MD Posts: 4,488 Drives: 09 Z34, 13 F-150 Rep Power: 28	Did your insurance cover it or did you pay out of pocket for the repair? __________________ Jon Swift \| SPC \| Stillen \| Motordyne \| AAM \| Cobb \| Hawk \| Volk Racing \| Bridgestone Green Demon Eyes

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