California Insurance Rate Hike

Originally Posted by edk370

Ok people, people chime in if you know why CA car insurance rates go up.

Here's my situation. State Farm has raised by premium by around $50. I used to pay $400 every 6 months, but now they want $450.

I'm indignant. I got no accidents on my record. I got no tickets, and so forth. I live in a good neighborhood where I presume car thefts are very low. And it's not a congested area (an area where accidents are highly likely, like a metro area).

I argued with them about it, but they said it's because my car got more expensive to fix. The girl was saying that replacement costs for things such as doors, hoods, etc. costed more in the following year (2014).

Is this rate hike justifiable? Anyone here sell auto insurance in CA? Please let me know. I'm unhappy about this.