The New "What did you do with your Z today" (with off topic replies) XXVI

kenchan

every time i see united da poor guy's face comes to mind.

wtf.. still pisses me off. why a civilian who paid for his ticket need to loose 2 teeth, broken nose and suffer concussion?
just drive da faking trip from chicago to louisville. only 5hrs, 1.25 hrs driving per person (4 united workers).

kenchan

my weekend drive is longer den dat..

kenchan

GL on da refi.

when we refinanced mid-term (or watever u call it) i saved us like 100k or something.. went from 30 yr to 15yr too.. paid off in 10yrs
honestly we couldve paid it off in less dan 5yrs..

JARblue

Sent out some reps

__________________

kenchan

if i didnt have such thirst for my $120K+ car hobby..

JARblue

I will say that 15yr note and interest rate looked very appealing ... instead we're earn$pending a $40K 2nd lien for renovations after the refi goes through

New 30 yr note is only 25 pts higher than our current interest rate, so not terrible. Mortgage has been going up lately since we escrow taxes and the property is increasing in value, but we drop over $100 per month just by getting rid of the stupid mortgage insurance required by the FHA loan structure.

__________________

kenchan

da STI will last me another 7-8yrs easily.. thing is just a blast to drive.
keeping my hobby cars for like 10yrs saves so much $$$ too..

kenchan

yah, i mean its no huge rush to pay off a house, but mang once u pay it off so much extra $$$ u can save for future.

kenchan

plus saving up for kids funds and such too for me..

if i had no kids easily have a bigger appetite for cars but oh well. maybe in my next life.

(hope i dont turn into a worm or something..get eaten by faking bird )

kenchan

den dropped on clean freshly washed car...

kenchan

my Z costs me amost nothing right now..

$300 for insurance for da entire year
$50 maintenance stuff
$600? for gas per yr

less dan $1000/yr
1000/365dayz =$2.74 per day

kenchan

dat bigmac i ate last night costs more dan my Z..

kenchan

$15/hr flippers

JARblue

Thankfully the mortgage is very reasonable still. I do a decent job of saving by having 1/4 of my paycheck direct deposited into savings. Having the Z paid off is huge for us - it was 1/3 of the mortgage payment. Tempted to use some of the money and put it towards the Honda loan. But it's at 0.9% and cheaper than the Z note was. Plus I'm sure my wife will want to spend every dime on the house

__________________

onzedge

__________________

Koni|Swift|Michelin|Motordyne|Berk|RJM Performance|Gates|SPL|Motul|Technafit|Ate Super Blue|Hawk
Tommy Kaira|Momo|Optima|Hella|Hotchkis|Red Line|ZSpeed|Stillen|B&M|H&R