This person may also be able to get a gov subsidy to help pay for their premiums depending on their income, number of family members, etc.

Why do we have so many posts about this. No matter how many times you explain it, the op isn't going to listen. It's obvious to me he is trying to push his agenda. Get a job with insurance if you are so concerned about it.

I don't think so. I think he has a serious reading comprehension issue based on this and other threads.

He is trying to make subtle digs at it by acting stupid. Of course when you make a counter, he just shrugs it off.

I don't know, I'm getting a strong "Fox news tells me everything I need to know, and Jebus makes my laws" vibe here.

since most 370 owners have jobs, credit, pay their taxes
 

I think I might have many here who have the same questions/concerns that I have.

After some research & calls to my friends at NSA :) I heard that many low earners & no earners who try to get free XXXXXXX care are diverted/told to go to Medicaid.

It seems that having more people applying for free XXXXXX care than signing on to pay, would not be a good thing.

I thought Medicaid was for people that contribute????

Medicaid or Medicare, who cares, they are going to go bankrupt anyway.

CHUCK don't you pay taxes???

Full facepalm here. Who's getting anything for free under the ACA? Nothing is free. Medicaid has always been where people with little income go. Nothing new.

Then why all the past speeches about XXXXXXcare passing so tens of millions of people that can't afford/don't have medical insurance can be covered. Wasn't that the whole point of all this?????

You didn't read a single word of the Wikipedia breakdown of the ACA, did you?

Guilty.... :icon23:

Then stop being ignorant of the issue and educate yourself. It's not a good law in any sense of the word, but it's far from what Fox has you believing.

See what I mean, now it is attacking the poors, leetchers and accuse people for not paying taxes. All coming from someone who has no health insurance

I try to watch MSNBC & CNN with Cuomo hosting. Cuomo doesn't know much & MSNBC always has a bunch of people who I never heard off giving odd explanations & views. FOX same old thing over & over. The only thing about FOX is that they are not afraid to tackle stories that the rest are afraid to touch. Like why after we were promised justice for the Benghazi attack, we didn't try to get the attackers. Not even ONE guy & we know where they are. Seems like we lost a lot of our freedoms, like knowing what's going on.

Where do you get news? That's why I like threads like this. We can find things out, discuss them & maybe learn.

I can't right now find out how many people have signed on to the new XXXXXplan???

Step one, turn off the TV. Condensing complex issues down into talking points between commercial breaks leads to leaving out important details. Read. If you read enough stories on the same issue from all ends of the political spectrum, you can identify the bias that the mainstream media adds in to everything.

I don't think that's what I did or am doing^^^^^

How & where our tax money is spend is as important as what tires are good & how much they cost.

Do you just follow??? Do what you're told????? Don't you think???

I wouldn't preach about people just "following" when it's pretty clear you're just following what the news pundits say.

I watch Morning Joe on MSNBC. I think I really know a lot about the world & life. I lived on 4 different continents & I speak more than just English:) I also have a honorable discharge from the U.S. Navy & go to a VA hospital for psycho help :icon17: I ain't no dummy :) Spelling ?????

https://www.healthcare.gov/

You should really look at what the ACA does before passing any claims.
-the enrolling problems are due to high traffic. It basically means a lot of people are either enrolling or logging on to the site.
-The deductible depends on coverage and insurance carrier. You can't compare someone's insurance with currently a $500 deductible to one with a $5,000 deductible because the two are nowhere near the same level of coverage. The high deductible level will likely apply to those who'll need insurance for catastrophic care. In reality, this is actually a good thing for everyone else. People in this category would likely have been uninsured. If they end up in the hospital with a major illness or injury, they can walk out without spending a dime. I know a lot of people in the medical field and this happens a lot. Your insurance rates are high because the hospitals need to re-coup their losses. Don't you get it? We are already paying more for others. This evens the field by forcing the uninsured to pay in to the pool if they expect to have the same level of care in an emergency as the insured. There is very little effect on those that currently have insurance through their job.

I'm off topic. Sorry! After you read it, I'll delete it!!!

Thank you.

It's well written & I believe you. I just don't believe or trust our government. History shows me lies & more lies & less freedoms for us. Sorry but that's how I feel.

soon I really have to go
 

This NEW topics discussions got me hooked. Before 4:00 eastern, I'll delete my other post that's off topic. Have a nice day...

That's a separate issue. That trust or distrust works both ways though. How can you honestly trust the Republicans after the current government shutdown fiasco. The ACA needs discussion and debate, but not like this.

Word. As a lifelong Republican, this current bunch of idiots sickens me. I can't tell if they're stupid or they think we are.

Did I say anything positive about the Republicans??? I think they are stupid! As far as the Democrats, pandering for self benefit not our country's comes to mind. I'd rather NOT talk about political parties cause that would make this political:) Plus in my book, most of the people from both sides svck!!!!

We agree on this one! They are just stupid!!!!

What chance did Romney have after the Republicans ripped him to shreds....

I am wondering...do you guys think we will see employers drop insurance benefits completely since this new "exchange" wil be there?
and then we wil have to pay for insurance through the exchange instead of paying our portion of thee company sponsored plans we have now?

47% chance ;)

Add a little grey & that could be me :icon17:

There are some people that actually met me in person. Was I that bad? crazy?

I doubt it. They'd be paying a large penalty and losing one of the best ways to attract and retain talent. I've got an open enrollment coming up, and there's been no mention of it here.

Nice :) ^^^^^^ like that!!!!

A Q&A our company posted on the intranet.
I particularly like the last bullet under this heading: You may be exempt from the penalty for not maintaining acceptable health insurance coverage if you


Where Can I Obtain Coverage?


You have four options to obtain healthcare coverage:


• Employer Health Plan

• Spouse’s Employer Health Plan, if applicable

• Medicaid, CHIP, or another government sponsored plan

• The “Marketplace” (also known as the “Exchange”)



What is the Penalty if I Do Not Obtain Coverage?


The penalty for not obtaining acceptable health insurance coverage will be phased in over a three-year period. The amount of the penalty is the greater of two amounts—the flat dollar amount and a percentage of income.


• In 2014: the penalty is the greater of $95 per person or up to 1 percent

of income;

• In 2015: the penalty is the greater of $325 per person or up to 2 percent

of income;

• In 2016: the penalty is the greater of $695 per person or up to 2.5 percent

of income.


“Income” is defined as the taxpayer’s household income minus exemptions and standard deductions.


The penalty for children is ½ the amount of an adult.


Calculating the Penalty for Married Couple and Two Children – Example:


Sue and Bob are married and have two children, ages 3 and 6. They are applicable individuals (i.e., no exception applies), and they do not have health insurance for the 2014 tax year. Their combined household income (after exemptions and standard deductions) is $65,000. Their penalty under the flat dollar amount method would be $285 ($95 for Sue, $95 for Bob, and $47.50 for each child). Their penalty under the percentage of income method would be $650 ($65,000 × 1%). The penalty for Sue and Bob for 2014 is $650 (i.e., the greater of the flat dollar method and percentage of income method).



Who is Exempt?


Who is exempt from the individual mandate?


You may be exempt from the penalty for not maintaining acceptable health insurance coverage if you:


• Cannot afford coverage (that is, a required contribution for coverage

would cost more than 8 percent of your household income)

• Have income below the federal income tax filing threshold

• Are a member of certain Indian tribes

• Are given a hardship exemption by the Department of Health and Human

Services (HHS); you must file for and receive a hardship exemption

• Experience a gap in coverage for less than a continuous three-month

period (may only be used once per year)

• Qualify as a religious conscience objector

• Are a member of a health care sharing ministry

• Are incarcerated

• Are not a citizen, national or lawfully present in the United States


Financial Assistance



Is there financial assistance for obtaining coverage? Beginning in 2014, federal subsidies will be available to low-income individuals who obtain coverage through the Marketplace.



You may be eligible for a subsidy (tax credit) through the Marketplace if you:



• Generally have household income for the year between 138 percent and

400 percent of the federal poverty line (FPL) for the taxpayer’s family size

• May not be claimed as a tax dependent of another taxpayer

• File a joint return, if married

• Enroll in one or more qualified health plans through an Exchange

• Cannot be eligible for minimum essential coverage (such as coverage

under a government-sponsored program or an eligible employer-

sponsored plan)



Important…I

You are not eligible for a governmental subsidy if your employer provides a plan that meets “minimum value” and is determined to be “affordable” under the Affordable Care Act. Your employer will advise you through a Notice issued on or before Oct. 1 if your employer health plan meets these criteria.

:tup: I hope you are right....but if ALL the large corporations do it you can bet everybody will get dumped and end up in this "exchange"...sigh.

I think that's a sure thing. That's why the penalties for the companies are very low today. They want them to stop providing insurance to their workers & instead pay a much lower fee for the penalty. I'm as certain of that as the sun rising tomorrow!!! Sorry!!

Again, I doubt it. How many large companies would poach talent by being the only ones offering health insurance? I'd go to work there for sure.

Who is "They"?

The post office only delivers mail, & loses billions, imagine what will be with something as complicated as this ran by the federal government.

Good luck!

The post office is losing billions because they were forced to pre-fund all of their pension obligations, and are hamstrung by Congress with regards to cutting costs. The government's role in the ACA is basically setting up the exchange, and having the IRS assess penalties. The individual companies are still the ones running the plans.

Really? Hint - penalties.

Do you think that if everyone pays the penalty as opposed to maintaining coverage that the balance sheet for the country will improve or worsen?