Has anyone driven the q60 redsport400?

markesc

Good advice!

Debt-to-income ratio = or < 45%.

If a lender sees an inquiry, then plan on a signed and dated letter of explanation as to why, and if credit was or was not gained, and if so, the amt financed, and payment. That will then roll up into your DTI and then will affect the maximum possible purchase price you wish to be pre-approved for.

And, for the LOVE OF GOD: Do NOT co-sign on student loans. EVER. The issue: If the loan min payment does not show on the credit report, AND you do not have a letter stating exaclty what the payment WILL be in the future, then the lender will hit you for anything from 2-5% for the payment, at P+I and then, you're DTI is tanked. Besides, college is a complete scam 90% of the time... exceptions: doctors, engineers, hands on skills....

I love that our WONDERFUL public school system beats people up over polynomial functions and factoring for several years, but when it comes to home purchasing/refinancing/marriage contracts/family law courts/divorce outcomes = nothing. Absolutely NOTHING is taught.

Even more sad: 90% of adults don't even know what an amortization table is, how it works, why it's important.

The same people that put HUNDREDS of hours researching the latest OLED TV will put .00000000001% of a single nano second into researching how a mortgage works, then fast forward three years: "I didn't know what I signed..."