Official Insurance Premium Discussion Thread

[ctzn]

I hoping to keep mine under $1200/yr now that I am over 25. Do you suppose there is a discount if you only drive the car a couple days a week?

[BanningZ]

Originally Posted by ctzn

I hoping to keep mine under $1200/yr now that I am over 25. Do you suppose there is a discount if you only drive the car a couple days a week?

Policies are no longer dictated by age 25 anymore. Its pretty lame. Now its based on the previous 3 year record and your credit score. They changed this in 2007. You also get a better deal if you have had a relationship with the insurer for more than 2 years and if you are married or a college student.

[nogoodname]

^^ not really, it is cheaper if you tell them you not going to be making a lot of mileage on the car

like 12000KM a year or whatever intervals they use.

[o0javi0o]

wow,,, Nissan 350z have a 200+ rating.... (worse) based on the document posted by "dad".
Well, in my opinion I think that it will be a more or less the same as a Nissan 350z.

I am 25 and w/ my 07 350z, I am only paying w/ taxes $83 Monthly (with my wife). I have fill cover 50K/25K/50K, Road Assistance, $250 Deductibles. But it all depends on your records too as a buddy was saying here as well where you live, how often you drive, distance, marital status, lease, finance, if you own home or rent, and lots of asterisks to be considered.
I haven't (yet) received a ticket in my life (thx Valentine 1), The color of my car is Dark Gray, but I have a discount for being member of the American Society of Civil Engineers (ASCE) for having a Bachelors in Science of Civil Engineering and having a Masters in Engineering Management, being married and also the area where I live is considered "good" (BUT THE FIRST WEEK I GOT MY CAR SOME A_ _H_ _ _ _ _ _ _ _ _ _ _ ___ _ _ _ _ _ _ _ _ LE!!!! STOLE MY TIRES W/ RIMS!!!!!!!! it didn't have at least 4 days w/ me........).

so yeah. I think that the insurance premiums will be rounding more or less the same amount as a 350z.

[BlackBullet]

Well, the quote will base on your credit, history, age, and etc. But there's one thing that doesn't change. The profile of the vehicle. Your best best is to get the car before dumb/young people start crashing it. But I think some of the 350z driver already did it, since they will probably base it off of the previous version.

[tranceformer]

Credit score?!?! WTF!?

[kannibul]

Originally Posted by tranceformer

Credit score?!?! WTF!?

Credit scores, because if you have bad credit, you tend to have risky behavior, and in addition, may cancel your policy as soon as you get your car tag.

[diskreet]

Could be worse. If I get the Z I'll be paying around $1400 - $1700 per 6 months. Although I always keep high levels of insurance and I'm 22. Shame my parents, who are insurance agents, don't get discounts from their company. Bastards.

[bigdog1250]

USED cars will have the higher premium as I have learned. More could go wrong and no be covered by warranty. Financing a used car compared to a new car with a private agency also costs more....

Crazy world.

[SocalBurt]

For current owners of the 370z what are your Insurance payments? I have a 06 350z and am paying $105 a mo. with high coverage including gap incase the car was totaled. Just curious on current figures, I know many factors are involved but just wanna see what everyone is paying for their 370z and have they placed the car in a high risk level!

[Crash]

I'm 25, Male, Single, have a suspension on my license (non-moving violation), and no tickets or accidents in more than 4 years. I'll be paying around $500/mo. for insurance on the Z. (probably more actually)

[Lug]

Originally Posted by Crash

I'm 25, Male, Single, have a suspension on my license (non-moving violation), and no tickets or accidents in more than 4 years. I'll be paying around $500/mo. for insurance on the Z. (probably more actually)

That's frikkin' insane!!

[dad]

Interesting:


HLDI: Insurance losses by make and model

[capo190]

Originally Posted by Crash

I'm 25, Male, Single, have a suspension on my license (non-moving violation), and no tickets or accidents in more than 4 years. I'll be paying around $500/mo. for insurance on the Z. (probably more actually)

wat......why?

That's more than the cost of the car per month....why don't you get a diff insurance company brah? There HAS to be lower rates than that.

[Crash]

That's going to be the rate anywhere I go. I know it's retarded, but that's just how it is. I don't get a multicar discount, and if you have a suspension on your license (no matter what the cause is) they jack your rates up to double. My suspension was caused by a registration problem I had with my Trans Am in 2007, but didn't know about it until late 2008, so I got screwed. I have to battle this in court, but the suspension will still be on my record no matter what.