Official Insurance Premium Discussion Thread

[MacLean]

Originally Posted by Cristobal09

There's a ton of factors that go into insurance costs. Age, location, discounts you get if you have homeowners insurance with the company, how much coverage you want, what kind of deductible, driving record, and I can keep going on and on. Not to mention every insurance company has their own way of rating you, anf there's a ton of agencies to choose from as well. You wont really get a very concrete answer on forums. If I were you, id just start calling each agency one by one until you find one with the best price.

+1....... This is a very vague question to ask everybody b/c you are looking at a good solid dozen different variables that would reflect your premium. Those are just some that was already mentioned. If you have direct deposit that will help a bit to lower your premium & also how long have you been with your current carrier. How far away is your work & where is your car kept (outside or in a garage).


FYI...... I would call around to different insurance carries in your area to get some quotes b/c this would be the very best bet for you.