nope, no house yet....rent only.

That is really cheap Bonzo. I pay twice as much. But I’m looking into AARP home and auto insurance quotes and they look quite attractive. Lucky to be over 50 I guess!

Yep, so I carry lower limits as well. No real assets to seize currently.

$4XX.XX every 6 months (not hiding just don't know exact numbers) on the Nismo(this is just the nismo price for both cars it's $6XX.XX). Through state farm.

Multicar discount, married, well over 25 years of age(discount age), have renters insurance through them as well, 500 dollar deductable.

I could probably get lower insurance, but I will pay for piece of mind. State farm is an excellent company and they almost always dish out checks no questions asked.

Just got a qoute on a 2012 370z base model from USAA. Full coverage, 300/500 limits due to work requirements. Annual premium $2,270 for a 54 year old in New Orleans with a great driving record. We get drilled for car insurance in New Orleans!

State = PA
Age = 25
Discounts = Safe Driver, Multi-Line
Deductable = $500
6 Month Rate = $564

I have full coverage with good terms/limits. I go through State Farm.

Better safe and sorry! Good call Mr. Kenchan :tiphat:

Sounds like you are perfectly "covered" :tup:

Actually some "Major" CA insurance companies do offer discount for "leisure car" or "pleasure use" but they will monitor your odometer readings from time to time usually at policy renewal.
I am paying $80 per month with "full coverage" deductible $100 for my Z after multicar & multiline discounts, loyalty discount, clean record more than 6 years and the so called "monitored" mileage program.

22,Male, no tickets, no violations what so ever. 785 a year for full coverage

30, Male
No Tickets/Violations
Multi-Car Discount
Home Owners Discount

2012 370z Roadster - $444 per 6 months
2004 Mazda3 5-Door - $352 per 6 months

That's in San Jose/Campbell California

I'm a longtime Geico customer, I just paid $980 for 6 months, covers both my Titan ($372) and Z ($608), no speeding tickets, 31 and single, $100 deductible on both.

Country = U.S.
State = Texas (San Antonio)
Age = 41
Company = USAA

Discounts =
Multi Car
New Car
Premier driver
USAA Member

Coverages =
Comp/Coll: $500/500
Bodily Injury Liability: $30k/60k per person
Property Damage Liability: $25k per accident
Uninsured/Underinsured Motorists Bodily Injury: $30k/60k per person
Personal Injury Protection: $2500 per person
Uninsured/Underinsured Motorists Property Damage: $25k per accident
Towing & Labor


2012 NISSAN 370Z Total Six-Month Premium $383.01

My premium is is around $250 every 6-months with considerably better coverage, but then again I'm slightly older, in my 50's. Love the car, purchased the FI exhaust.....anxiously waiting end of June.

Country = U.S.
State = WV
Age = 28

I've been paying about $610/6 months for my car (about $850/6 months for my old truck with 100k miles...)
...but State Farm just gave me the boot :/
That was for something like 300k/100k/300k with $500 deductible
Multi-car discount. Had a safe-driving discount lol
Had two fender-benders about 7 months apart, both extremely minor. One in the Z, one in my truck. One ticket, for failure to yield, because of the first wreck.
I'm sure my rate will jump like crazy when I get a new insurance company (I have two weeks to do so)

Cost of Insurance?
 

Hello members,

I am soon on my way to a new 370Z! :driving:
But...before I get into my lovely car I need to know how much
insurance would be since if it's at too high of a range I might not
be able to afford it. So if you would kindly tell me how much you pay
that'd be great. I live in California and have a good student discount so
any info would be welcome.

Well for starters how old are you? If you are under the age of 25 it going to be high. I believe there was a thread about insurance payment on the Z. Have one of your parents be the primary & you could be the secondary. I know for me on my Nismo is $95.16 a month, but I am 30yrs old too. I switched it today, so that my mother (is 55yrs old) will be the primary......hehehehe. This will drop drastically to around $65 give or take a couple dollars possibly. It is all about playing the game. FYI insurance on a Nismo is going to be higher than a non Nismo.

26 here and pay about 95$ or so too

You're better off posting this in the regional section. Insurance varies state by state, city by city, so your answers will be either $30 a month - $3000 a month depending who you ask.

FWIW, I'm paying $266.66 a month for mine in NYC with the usual stuff.

Bodily Injury Liability Current Limit: $50,000/$100,000
Property Damage Liability Current Limit: $50,000
Supplementary Uninsured Motorist Current Limit: $25,000/$50,000
Basic Personal Injury Protection Basic Non-Deductible
Comprehensive $2,000 ded. with Non-ded Glass
Collision $2,000 Ded.

that's high as hell.

:ughdance:

There's a ton of factors that go into insurance costs. Age, location, discounts you get if you have homeowners insurance with the company, how much coverage you want, what kind of deductible, driving record, and I can keep going on and on. Not to mention every insurance company has their own way of rating you, anf there's a ton of agencies to choose from as well. You wont really get a very concrete answer on forums. If I were you, id just start calling each agency one by one until you find one with the best price.

damn I pay $165 in florida, then again I am only 23 but still no accidents, and no tickets on my record ;P

+1....... This is a very vague question to ask everybody b/c you are looking at a good solid dozen different variables that would reflect your premium. Those are just some that was already mentioned. If you have direct deposit that will help a bit to lower your premium & also how long have you been with your current carrier. How far away is your work & where is your car kept (outside or in a garage).


FYI...... I would call around to different insurance carries in your area to get some quotes b/c this would be the very best bet for you.

i pay $877 a year for full coverage, when i bought the car i was 21, im 22 now, turning 23 next month. No Accidents no Arrests of any sort . Clean driving record.

dont recall them askin about a criminal record.

how odd.

:icon18: .......... Next person might give us a blood or urine sample to prove there point......jk

:inoutroflpuke:

should have known better.

I agree, but unfortunately it's mostly due to location. My address is a Brooklyn, NY address which happens to be, for some stupid reason, one of the most expensive boroughs in NYC to insure a vehicle.

PS - 27, clean record, single male, defensive driving discount. Gecko.

It is all good Huckleberry. It is pretty much all about location. If you live in TX, Houston car insurance will be more than any other city in TX b/c it is a larger city.

You can get a rough estimate on all of the major providers' websites. Progressive gave me the best rate, about $80/month.

There's a bunch of threads on this topic.

29, no tickets or accidents since 2003, my wife's civic and my base Z are $630 for six months total. full coverage through farmer's.

lol the things some companies look at is strange but hey im not complaining... that averages to paying something like 73 bucks a month for full coverage on my car lol, i wasnt complaining haha:tiphat:

I'm a tad under $100.
2001 XLT Escape
2009 M.Black Base Z

Age: 26 (no tickets or accidents)

I'm paying $100.61 for my 11 base/sport Z and my 12 altima 2.5s. :) I guess it averages out $70 and $30, full coverage. Before this it was $250 for both cars. That's what happens when an insurance company tries to defraud you and you have the proof to take them to the cleaners... You get a ridiculously low rate. :tup:

Had an accident last year. No tickets on record.

Both cars, full coverage, 31, no accidents of my own fault, plenty of speeding tix ~$100/month with homeowners and legacy customer discount.

Like others have said location is one of the biggest factors. My insurance is about $120/month for 100/300 in Vegas. Thats with a company discount but on average the insurance is double out here compared to my home city in California. I had an IS that was 2400/year out here and only 1300 in Cali.

I'm 20 so I can expect it to be pretty high. So have my dad become the primary might be a good option. Thanks for the headsup.
I guess the best option would be to call everyone. Damn Insurance

After 30 yrs.of phone calls for insurance rates here is what you are left with for the best rates.

For cars its Geico and Allstate, if rates are close go with Allstate they are better to deal with on claims.

For motorcycles - Progressive hands down and their rates on car insurance is not that good, as Geico or Allstate.

Also if your are only 20, you should try and stay away from a sports car or high performance car class until you get to be 25 for strictly insurance purposes. Before you buy a car check out the rates, your really better off getting one of the sleeper class of sports cars that will slip thru the insurance companies hi rates, something like a (standard V6 camaro,V6 challenger, V6 mustang), wrx, (altima sport 4 cylinder v6 ) etc.

Right now stay away from cars with the ss, rt, or truely sports cars, unless you can afford the high rates, with rich parents or a high paying job.

This will save you a lot of money on insurance rates.

If your dad puts you on his insurance the rates will be a lot cheaper, but he risks a lot if you get into an accident with the sports car and someone is really injured bad. If you insist on getting a sports car then I would not make my parents put you on their policy, as long as your are over 18 and not living at home and have your own insurance in your name, then they are off the hook legally, and once you hit 21yr. if you are still living at home.

Damn, its going to be high at 20. I remember when I was 20 my insurance was like $250 a month for a Honda Accord (in the mid 90's)

Just for curiosity's sake... i did the math and i'm $85 a month @ 30 y/o.

For some reason i always thought it was more than that. :happydance:

:driving:

+1....... So very true. It is all about playing the game & at what cost. I guarantee that most parents would not be thrilled if their child was to get into an accident with a new sports car, or a spending ticket. I will also bet that they will tell you up front if you F**K UP, then your off the insurance & good luck getting if yourself. FYI be smart & think about what you are going to be doing behind the wheel & do not try to impress others b/c that will only get you into trouble.