I agree with coverage/deductibles being the biggest factor in your insurance premium, but the weight of each factor is going to depend on the insured person.

For me and Progressive, getting married is the biggest reduction in premium. I can move up to a big V8, or down to a 3 door/4 cylinder hybrid, and my premium changes very little. Getting married cuts it almost 40%!

House, business, multi car, multi line also help:tup:

I was just recommended by my dealer to get a quote from Wawanesa. I'll wait and see what it is until I pull the trigger on the Z. Anything under $200 seems f'ing amazing to me.

$329 for 6 months full coverage for me plus roadside assitant..$200 for liability..i got full coverage

Wow, that's pretty good. I was quoted $880 a year, but I'm 36, no accidents or tickets in recent history and live in a low cost area. I'm presently paying $300/year for my VW.

Something for everyone to keep in mind, much like car buying, you can negotiate rates on insurance. If you find cheaper rates talk your present insurance agent and see if they can match or beat the rates. And take your lowest quote and show it to other companies to see if they can beat it. I was surprised at the rates I was offered when I started shopping around.

FYI, Nissan has roadside assistance as part of their factory warranty. :)

Geico..............the best rates.


$400.00/year.........I own several cars, so I get a multi-car discount.
Clean driving record...as least in Connecticut!


GEICO | GEICO Car Insurance. Get auto insurance quotes online and save today. Free motorcycle quotes as well.

I am single, 21 years old, and pay 140.00 a month.... USAA FTW!!

hell yeah :tup:

When I got my 97 240SX back in '01 (I was 19) I was paying $240/mo for the car, and $340/mo for my insurance. I can't remember if I was using Geico or Progressive at the time. Needless to say, recockulous.

I am single, 31 years old, and pay $1300 a year through Farmer's for full coverage. I use my mom's policy b/c it saves me about $400 a year.

Like someone said earlier, your credit rating and driving record are the two biggest factors. I work for a State Farm agent in TX and part of what I do is crank out auto quotes half the time. Also, guys pay more for insurance than do women and our rates will not go down until we hit 25. The county/area in which you live is also a big factor. It's one of the first things we enter in the quote. You can also lower your premium by taking defensive driving or driver's training courses, i.e. driver's ed. I'm 26 with decent credit and driving a 2000 camaro z28, paying 126/month with state farm. PM me if you wanna quote to see about what you should really be paying. You can also go online to to get quotes from all of the major companies out there.

470 something for 6months. Quite higher than my G. :(

I think the 350Z folks did this to us. ;)

My car is under the leisure car coverage since I only drive on the weekends.

You can't negotiate rates. If you go to your agent and they get you a lower rate it is because they either "found" more discounts to apply to your policy, reduced your coverage, or rewrote you into another company with a lower rate level.

Also realize, the agent is paid by commission that is usually 10% to 15% of your premium. It is not in their best interest for everyone to get lower rates.

Geico also gives discounts due to memberships to organizations that you aren't part of.

When I pointed it out, they "adjusted" my rate, to where it was only $2/mo less than what I was going to be paying with my previous insurance carrier.

I cancelled the policy and switched back the same day it took effect...

im 21 and am at 127 a month, full coverage, the works, and perfect credit and own a new home. this is through auto owners. gieco wanted 186... wtf?

i expect it to drop considerably when i hit the magic age of 25.

$1,350.00/year for, both my Z and my wife's Pathfinder (comes to, about, $112.50 per month). Sports cars owners always get the short end of the stick, insurance-wise. Comes with the territory, I guess.

it's funny, they say 25 or 27, but realistically it slowly lowers every couple of years. it does get more drastic about that age though.

right, oh and another thing to ponder because i cant get an answer as to why from anyone: my insurance is cheaper on the Z than my old slow RSX... go figure?!?! its probably due to the theft rate and total loss rate, both are VERY high for the rsx. hopefully the Z wont end up that way. i dont think so because a different kind of person buys a Z than the person who buys an rsx.

Just paid $279 for 6 months. Was paying $379 for 6 months on my 2005 H2 SUT. I have a clean driving record, but I can see the possibility of speeding tickets.

You all have it lucky. I drive a sedan, have a clean record, get a discount for only driving 6 months out of the year, and pay a slight bit over $300 a month.
Granted, I am 17 years old, and the majority of my money goes to insurance (I am only able to work during summers).

I just want to turn 25... (for insurance's sake)

6 airbags, starter disable, tcs, and vdc

the rsx has 2 airbags and starter disable

Age: 36
Marital Status: Married
Location: Valley Grande, AL
Other Vehicles: 03 Jag X Type 2.5 and 02 Chevy Suburban LT 4X4
Other Drivers: Wife (same age)
Accidents/Tickets: Both of us have clean records. No violations of any type since driving.

Our coverage limits are 50/100/50. Our deductible is $500. We pay $725 for 6 months which is equivalent to $120.83 p/mo for 3 cars FULL Coverage. The insurance company is Progressive. The Z alone for 6 months is $372 which is $62 p/mo full coverage. I would say those are AWESOME rates!

the rsx has 4 airbags actually (front and side in the seat) and you would think a v6 sports car would cost more than it does, but yeah your probably right about the tcs and vdc, i didnt think about that!

Insurance companies have a literal war, one trying to capture the others' clients. It all boils down to how well you can negotiate, how flexible the agent is, etc.

i dont have the car yet..but i got a final quote from Allstate

162 per month full coverage (300/100 coverage). I'm 24 have a bunch of tickets including reckless driving and a ton of speeding tickets..so i dont think 162 is too bad.

USAA Ins. :happydance:

I'm 22 and I've had one major accident (not my fault).

State Farm wants ~$180/month to insure a Z which is significantly higher than what I'm paying now for my current two-door car.

1

My insurance guy just quoted me about $100/month for 2 cars - my existing chevy pickup and the Z I want to buy. That's for 50/100 with a 1000 deductable. The new Z was less than twice what my 1993 Chevy pickup is with over 145K miles. ...but I'm late 40s with a very good record and have listed the Z as not commuting with it to work.

i pay $320 per every 6mnts w/usaa
i have 09 nismo

I work as an auto insurance broker. If you have a clean driving record, the difference between companies will be somewhat minimal. I have 3 speedings, 1 speeding 100+, 1 at-fault accident, and a crossing double yellow lines and my insurance will be about $240 a month for Liability: 25/50/25 Uninsured Motorist: 25/50/CDW Medical 10,000 Comp Ded 100 and Coll Ded 1,000. In September 2 speedings and the accident will fall off my record and will lower my rates about 100 per month.

A couple of things you should note. Not every violation comes off in 3 years. Speeding 100+ stays on for 7 years, DUI for 10 years, and there are a few others that stay on for 5-7 years.

Another note, you can get 15% off with Progressive insurance if you a) are a member of a credit union, or b) are a AAA member for at least 30 days before starting the policy.

And one more, Progressive takes your word for mileage, so I have my annual mileage at 2,000 and they never check. Ever.

Hope that helps...

age: 25
male

working for state farm insurance.

6 month premium for me is 357 and change, breaks down to 60ish a month. its not that bad, i actually switched from geico to state farm.
just cuz i work for state farm? no. geico had quoted me in the 600 range.


driving 370z touring with full coverage with MD insurance... now i hear CALI has double the 6 mo premium which im well aware of, and unisured motorist equations and what not...

comp and collision at 200 and 250 deductible
25k liability /50k aggregate.

lets see... all the coverages...
if you guys have any questions about car insurance let me know =)

age: 18
Male
Clean driving record..though not a real long one. i pay 200 a month with full coverage through nationwide and 1000 deductibles. Not the best but for being 18 with a sports car on my own policy i can deal with it.

What a lot of people are leaving out is where the car is insured. Which, as I understand it, makes a heck of a difference.

A car in Bent Penis, Nebraska, is going to cost you a lot less than one in LA, for instance. (an extreme example, I know but to make the point... ;) )

That's why a thread about insurance is kind of silly. Other variables left out in a lot of these posts are age, discounts (multi car? homeowners with same company? student?), and deductible.

Person 1: (25 years old, 1000 deductible, , multi car and student discounts, lives in South Dakota) I pay 500 for the Z every 6 months.

Person 2: (60 years old, 250 deductible, no other discounts, lives in LA) Hey, why do we pay the same amount??? Not fair!

:iagree: The subject of this thread is a complete waste of time!

who cares? let the blissful-less-than-average-joe, paranoid friendly, Obsessive compulsive, and other....... not too uncommon traits that makes us human post our thread no matter how corny, how useless, how retarded it is.

like the truthful, yet iffy, Howard Stern would say...."If it bothers you, go kill yourself... One less thorn in the proverbial thumb of the Earth..." ROFL

at least you're alive right?
thats the spirit....
oh and those without a 370z posting crap about this? come and see me in fullerton. i STILL got that knuckle sandwich waiting for yas.

same here, i am x military and i pay $100 per month for full coverage on 09 acura tl and 09 nismo.

Anyone have any idea how much I'd pay?

I'm looking to buy an 09/10 in the summer once I get my signing bonus to use a down payment.

21/m/no tickets ever but I totaled my 1st Camaro when I was 16.

I'll initially be buying the car in suburban PA, but my job is in Chicago so eventually the insurance will get transfered there (i know its considerably more expensive)...unless I can somehow stay on my parents plan or keep the car registered in PA

Credit scores, because if you have bad credit, you tend to have risky behavior, and in addition, may cancel your policy as soon as you get your car tag.