04-12-2013, 03:39 PM
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#7 (permalink)
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A True Z Fanatic
Join Date: Jan 2013
Location: NJ
Posts: 1,726
Drives: PW Z
Rep Power: 16
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Quote:
Originally Posted by theDreamer
Finance is usually done once the car arrives, you don't want to get into a loan without a car even with the VIN.
0% usually falls into the top bracket probably mid 700s and higher credit score, and if you have minimal credit history probably a larger down payment.
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I have really good credit, I've been building it since I was 18-19 I just turned 23 lol. I know I'm still young but I always pay my credit cards in full I don't like to have to pay interest on them lol.
I won't be putting down much (around $5-6K), I just think with 0%APR I can save a few bucks for other stuff throughout the month. But you are right about getting into a loan without having the car first. Do you think I can go and "lock" that percentage before the car gets here? Thanks for your help! 
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