Me and my wife (she has 5 tickets and 2 accidents i have none) have full coverage on a 2009 z a 1994 tt supra a 2002 land rover a 2004 mazda 3 and a 2005 royal star and its only 250 a month. $50 deductible on the z and the supra $0 on the rover $500 on the mazda and $500 on the royal star. She is 20 i am 22
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Single driver does not pay for pile ups. They normally pay in the order the pile up happened with the last guy not paying anything. |
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I am 24. My policy includes a house and multiple vehicles. I pay $88/month for full coverage on the 370z with Statefarm, if I drive less than 7.5k miles a year. I added my parents on the car policy to lower my premium. My agent quote me $44/month if I live with my parents but unfortunately I work and live in a different city about 1hr away. Had one ticket, but they cleared it after 3 years.
I got this quote after hassling my agent with a bunch of phone calls and questions. |
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Also, there's the point (depending on your state) that liability falls within the scope of who's at fault, and, your insurance pays for the other guy's property. By purchasing insurance at a higher rate, you're basically betting against yourself and your ability to drive and avoid an accident. Most cars on the road are well under 25K considering their depreciated value, so, there ya go. If it makes you sleep better at night having more insurance, by all means. |
Regarding sliding off the road and hitting someone's house
Homeowners insurance takes over the rest. Unlike auto insurance, homeowners insurance portects your own property from damage, not someone else's. |
man waaaasabi you are getting screwed or i am really lucky one way or the other... I have 4 years active and my wife has 2 and we have higher coverage (50/100) and we seriously only pay 250 a month... through usaa
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Age 29 Male Clean record Houston, TX (harris county) State farm, allstate, progressive, travelers, farmers were all ~$800/6mos Geico was $600/6mos. so thats what i went with. 50/100/50 full coverage 500 deductible comp/collision car rental insurance NO PIP, Medpay, Uninsured. the 370z is just plain expensive to insure. |
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Could be age too, which factors in there quite a bit... |
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They made me out to be a member of some organization that I've never even heard of. Gave me a $75/mo discount, and they masked a ticket that my wife got, even though the GIECO agent I spoke with pulled the DMV report and told me it was on her record (which I had forgotten about it) - when I called later about the membership issue, I checked on the ticket since it was also not "showing up" on the online deally. Person on the other end "updated" my rate, and it was $2 less than what I was paying before. I cancelled my insurance with GEICO on the day it was to take effect, and reinstated my insurance with my previous carrier. Also, all the other companies were higher. Progressive especially..."name your own price" - BS! |
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i'm 21, been in a car accident (my fault) when I was 18. I got a speeding ticket about 5 months ago (going 83 on a 65) and i got quoted about $900/6 months from geico.
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mine was like $450 for 6months. i own 4 cars and a house so i think im getting some good deals. also my Z is covered under leisure car insurance so that helps too. if your z is a weekend car like mine, check with your agent for such policies.
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