Insurance?
 

I'm paying 218/mo with Progressive. I'm 24, and I'm on my own policy, not parents, etc.

I have no points on my license, safe driver for over four years.

Shouldn't my rate be a bit lower?

im 27. 2 speed tix within 3 yrs. 135a month but i pay for 6mo $810 . wit mercury. 500deductible. 50k/100k on the other stuff. so try mercury

i got $500 something from geico for 6 mo w/ 1 speeding tix 4 yrs back

Yeah, you are paying out the ***. I am 24 on my own policy and pay a tick over $100/mo. Max coverage.

I also have a speeding ticket from last year.

at 25 years old, no tickets, multiple vehicles, house insurance, life insurance all on the same policy,

im paying around 125 for the 370z alone. 50/100/50.

my ins company said one major factor in determining a cars policy price was the number of them on the road... fewer numbers mean fixing and replacing parts is more expensive. and with the low number of 370's on the road.......

I think you can save 20% with them if you pay the entire 6 months at one time. Put it on a credit card and pay it off over the same 6 month period and you still come out way ahead.


I pay about 75 per month, but I also have a C6, Z4 and Tahoe on the policy for my wife (41) and I (43). The Z is the most expensive to insure of them, the Vette is only 60 per month.

What matters a LOT that nobody is mentioning is the area that you will be insured under. If you're in Idaho, it will be cheaper than Los Angeles. FYI, i was quoted 120/month when i quoted with my mom's address which is in San Jose, CA. However, I was quoted 289/month at my current residence, downtown LA.

I was surprised it took so long for someone to mention the whole area factor.

On that note, if I didnt live on base here near Baltimore/DC, I'd be getting raped. Right now I'm paying a shade over $750 every 6 months for full coverage on my 08 Silverado and the 370.

Oh, Im 25, btw.

This is madness!

I don't know why your rates are so high. I am in DC pretty much and my rates are the same as they were on my Civic.

Paying about $95/mth for full coverage but also have 5 other vehicles and two houses with them (State Farm). No tickets or accidents.

it help most of u got better rates cuz u got other cars and houses with it

Ur insurance rates has a lot 2 do with ur age and where u live. I am paying the same amount as my 93 Mercedes CL500. I was a little surprised my rate was so low, but I am 35.

anybody who resides in florida needs a quote ill be more than happy to help. i can't tell you guys how much i pay since im wating on my DL to be reinstated to get my hands on a z. but im assuming i can get a deal around $170 a month for a 10/20/10 $500 deductible policy.

spam

no, not realy. just trying to help.:ugh2:

$660 per year with Allstate with one ticket over 3 years ago. Have 2 vehicles on the policy

Damn some of you guys are doing VERY well. Those rates would be a joke where i live. I'm 25, live in downtown, Los Angeles, am single, do not own a property just yet, have one speeding ticket = PWNAGE.

that is way too expensive. if it was for 50/100/50 then ok but not for 10/20/10.
i suggest do ur own quote comparison. dont believe progressive

No. That is actually a great deal for your age. It will drop big time in the next couple of years. I am 26 and this will be my first full covered sports car for this exact reason. I wasnt paying anyone that kind of insurance money for any car. Just think how much bigger your down payment would have been if you waited one more year and saved that insurance cash.

22, Los Angeles CA, USAA
$815 for 6 months.

One ticket in my life(speeding) but I believe USAA renewed my policy before the ticket was registered into their system.

I am 22, and i got quoted 192 a month for 100k.. 300k.. coverage and 100,000 uninsured motorist... also included is 50,000 renters insurance, i have one wreck from 3 years ago that totaled 6000 in repairs, it is with Nationwide.

That's for my current car.. I am getting quotes for the 370Z..

Everyone is quoting me 449/mo, or in that range. Geico, and Progressive so far, I haven't checked others but will.

That's nice.. four years, clean driving record, and my rate is 200% higher than people younger than me.

My area must suck - Jacksonville, FL.

A great deal? Are you kidding me! $200+ a month is insane when you're 24 with a clean record!!!

I just checked my policy and it works out to $100/month even. This is with maximum coverage, a $500 deductible, and one speeding ticket. It's my own policy, I'm 24, and I live in D.C. and the car isn't garaged.

I can't believe some of the numbers I'm seeing in this thread!!!

Edit: sorry, I'm 23.

I'm paying 218/mo for my Eclipse.. I'm getting ready to buy a 370Z. The insurance on the 370Z is in the 400-500/mo range for me. I've checked Progressive, Geico, and Travelers. They are all the same.

When I bought my Eclipse new, the insurance was 332/mo, before it started dropping over time.

I'll just deal with it for a year, until I turn 25.

It has to be the area.. Jacksonville does have a high crime rate.

Edit:

It's Jacksonville - my friends in the area are paying more than most as well. I did a check, using an address in Tampa just to see, and it was 40% cheaper there than in Jax.

These quotes help no one unless you say who you are insured by, where you live, your age, your credit score, and any points on driving record.

USAA
Louisiana
age:27
Credit Score: 786
Driving Record: Clean
$150.00 a month

Yes i know its high, Louisiana has some of the highest insurance rates in the country after hurricane Katrina. For kicks I had the same car quoted for Chesapeake, VA through my insurance company and I would have only been paying $90.00

Here in New orleans, I was looking at a minimum of 400 a month for insurance on an RX7 at 22. Clean record too. I guess it is becasue we have so many uninsured motorist here.

Im in New orleans, and in the same boat as you. Im with state farm, and Im slightly higher than you.

I just checked out a few more.. I found one in Jacksonville, that gave me a fantastic offer.

All State
199/Month
50/100K
500 Deduct.
GAP Coverage
Accident Forgiveness

I was shocked, everyone else is so high, at least by 50%, and even with a credit check All State came back with a much lower rate.

Has anyone else seen this? I don't understand why everyone else would want double, and yet you find one that offers more for 50% less.

I ran this request based on a new 370Z, as a financed car.

Edit:

All State pulled my driving record - hence the lowest rate. Go figure.. they do something that makes sense.

Edit:

I called All State, the rate was accurate. They wanted more than Progressive for my older current car, and said the Nissan was less to insure through them than the older car because it's a safer vehicle.

codpet. have u tried mercury. its easy online quik quote. i got quoted by geico, progressive, aaa, statefarm, allstate, 21st and none is even close to as good as mercury for me. i feel like i got a ok deal with my 2 speeding tickets recently before i got the z. dont hurt to try.

No I haven't checked with them. I've tried State Farm, Geico, Progressive (I am with them now, and have been for over 2 years), and finally All State.

I don't mind paying a little more if I can get a hold of an insurance adjuster should I need to.

I wouldn't feel safe using someone like eSurance, etc. If I go with All State, they are well known, and have a few dozen offices in the city.

I'll look at Mercury though. I'll look into anything at least once.

Jeez some of you are paying a lot.

27 yo
77X credit score
clean MVR report
Geico
500 deduct
$145/mo

I think thats way too much. But I think I can knock it down closer to $100 if I go with USAA, I was about to switch to them for my SUV before I got the Z and they were hella cheaper than Geico.

:iagree:

Well, most of us are under 25 years old. That will give you a serious penalty for insurance right there.

i'll be honest, i have no shame, i'm still under my dad's insurance, but i do pay him my part every month. turning 26, 3 speeding tickets in the last 3 years, full coverage for z and liability for 2001 civic, $140 bucks/month

thats south florida for you, and i was aiming for the youngsters with not soo good driving records like my self. if you know any companies who offer reliable full coverage for the 370 under $170/month, let us know. :ughdance:

Let who know? Who's "us" ? Are you an insurance agent?

well, i got 2 speed tix 2 month before i got the z. 27yr old. mercury givin me 135 a month. 50/100/50 500 deductible. im livin in a bad neighborhood too.

Clean record, 38, married - 50/100/50 - 500 deductibles - Roadside - Progressive $446 every six months.

Hell even when I had my first 350 I was only 22 and with Progressive I was around $175/mo in San Diego. Maybe they think us sailors are more responsible :bowrofl: