Financing Questions Please Read If you CAn help...

Mike

You need to wait another 6-12 months. Join a credit union. Deposit your 10000 in an account and take out a 'share secured loan' for 5-10k. that is a loan that is covered by your deposit, you need to keep the amount you owe in the account, as collateral. You will get the loan even without having credit, because you have the money in the account. Pay it back in even payments over 3-4 months. That will establish credit. Also, talk to the credit union manager about getting a credit card and use it lightly, but pay it off each month, on time.

Those two steps should get you started with a credit file, and then, you can probably get a loan through the credit union also.

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NISSAN: 75 280Z / 86 300ZX GLL /87 Sentra SE / 03 350Z / 23 Z
Porsche: 93 968 / 23 Macan GTS / 93 968

diddy535

Definitely just try to build up your credit. I did it when I was interning, I went to a credit union, opened an account and asked to get a credit card with the lowest limit possible, I think it was $500 at the time. I just put random stuff on the card and paid it off. I got my '09 at just turning 24 years old, put $7500 down plus trading in my '99 volvo v70 - sexy machine that was - and financed through Nissan. Just having a good credit rating helped, I got 2.59% which I think is decent, could be wrong though.

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