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I got declined with PenFed because for lack of credit history (I've just gotten a PWC since a bankruptcy 6 years ago). The problem with PenFed is that you either
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05-05-2009, 06:09 PM
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#3 (permalink) |
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Enthusiast Member
 Join Date: Mar 2009
Location: Oakland, CA
Posts: 446
Drives: up the wall
Rep Power: 17  |
I got declined with PenFed because for lack of credit history (I've just gotten a PWC since a bankruptcy 6 years ago).
The problem with PenFed is that you either qualify for the 3.99% rate or you don't. You're more likely to get newbie credit with a company that will give you a higher rate (because you're a higher risk). I'm putting together an $8k down payment to help out. |
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