Credit Application but paying cash and using own credit union

chops

as far as i know, the dealership is obligated by law to run your credit regardless if you've payed for your car in cash, check, or any other financing. my family has purchased cars with a check many times, and they've always had their credit pulled.

when i purchased my z i went through an external credit union as the credit union was a percent lower than the best rate nissan financial could offer me and it was explained to me that they needed to run my credit as well