Young buyer needs assistance!

pjh06033

I really appreciate the honesty, and that was kind of the last resort to the problem (to stick to the saturn I have right now). but the thing about that is my mom's in london right now, then when she returns it'll be her's again (she returns when i go back to school, beginning SEPT)... which means i have no car for school. I understand that Z's arent meant for the snow (and yes buffalo/rochester gets an unbelievable amount), but with a couple sand bags i hear it's okay... as long as you know how to drive in the snow (which i obv do). I like the idea of holding off on the payments and just putting stuff in the bank and forgetting about it, but if i do that long enough and it works out to be something I would like to continue pursuing, should I just wait for the 2011 to come out and see how that pairs up to the 2010?? I understand that it's mainly a personal decision, but we dont know how much that'll cost; and will the cost of the 2010 go down that much once the 2011 come out??

thanks again guys!

m4a1mustang

Bottom line is the Z is a horrible idea for you right now. Even if you could afford the monthly payments, you really can't afford the car. Not to mention it will be virtually impossible for you to get credit at a decent rate. If you can get financed, I'd be willing to bet it's at a rate higher than 13%.

Since you will need a car of your own I'd go on Autotrader and do a local search... see what's selling for under $5k and you'll find plenty of reliable, practical rides that will get you through college.

Like I said, once you're out of school and working with a stable and predictible income, then you can evaluate your finances and decide if you're ready to spend $30k or more on a car. You're not doing yourself any favors trying to get into a Z right now... you just aren't in the right financial position.

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Cmike2780

Sorry man, as much as you want to buy this car, its simply out of reach for you right now. I would love to be driving a GT-R right now, but its beyond my means. There's nothing wrong with that. The insurance & maintenace alone will empty your pockets quicker than you think. $1k a month is a low figure for someone in your situation.

I lived in Buffalo for a few years, went to UB, and you know as well as I do that the snow up there is no joke. A set of winter wheels/tires will set you back about $2k-$3k on the Z and even then its like driving with bowling balls for tires. I had an RX-8 while I was up there with a set of all-seasons and it was useless with anything over half an inch of snow. With the car so low to the ground, you'll get stuck/plow into the snow before the tires ever makes contact. Having a rear wheel drive car as your only mode of transportation in an area like Buffalo is just plain stupid, I know from experience. During a bad week where it snowed non-stop, I had to go to Enterprise and rent a front wheel drive Suzuki compact car POS because I could not make it out of the parking lot (with 4 sandbag & spare tire in the trunk).

I would suggest you stick with the Saturn while you can and save your money for school. If you must buy a new car, go for a front wheel drive or all wheel drive anything. You will be limited to under $16K price range if you want to live reasonably & about $24k if you don't mind starving. Don't forget about taxes, interest and other expenses when buying a car. A $32k price tag can easily turn into $40k loan after all is said and done.

New car suggestions

FWD/AWD:
Ford Fiesta
Mazda 2,3 or 6
Scion Tc
Civic
Altima Coupe
Mini Cooper
Lancer
Impreza

New car RWD: (would not recommend, but within your buget)
Mustang V6
Camaro V6
Genesis Coupe 2.0T
Challenger V6

Good luck!

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