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Obviously 7% is out of the question, but 3.99 may be too low if you have little credit. On a 15k loan the difference between 3.9 and 4.9% over 5
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03-16-2010, 03:23 PM
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#1 (permalink) |
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A True Z Fanatic
 
Join Date: Jan 2010
Location: Austin, TX
Posts: 1,951
Drives: '10 370ZR '13 BRZ
Rep Power: 20  |
Obviously 7% is out of the question, but 3.99 may be too low if you have little credit. On a 15k loan the difference between 3.9 and 4.9% over 5 years is 408 dollars extra interest over the life of the loan.
__________________
2010 Platinum Graphite 370z Roadster:Touring/Sport 2013 Subaru BRZ Limited |
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03-16-2010, 03:49 PM
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#2 (permalink) |
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Base Member
Join Date: Mar 2010
Location: Las Vegas // Reno
Posts: 21
Drives: 10 Nissan 370z 40th!
Rep Power: 17 |
Yeah I may be aiming for 5.00-5.99% now, it's sad because I just bought a 240K house and that was no problem.... yet a car that I could just pay cash for is a problem..
*edit* Spoke to my home loan agent and he told me to just take the 7.79% and walk. I will be paying this thing off once it boosts my credit for me within 1 year anyways. Guess I am going to Nissan tomorrow to sign Last edited by 1ahB; 03-16-2010 at 04:24 PM. |
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