My experience in buying a 370z 40th Anniversary Edition

1ahB · 03-16-2010, 03:15 PM

Little update. I settled on the sale price of the 40th Z and test drove it last night at the dealership. I love the car and definitely think I am moving forward. Problem is, now began Round 2 of the negotiations... Financing. He told me 12.9% was the only rate he could pull, I laughed and he came back with 7.09%. I told him I need 3.99% and I will get it from a credit union if I have to. Problem is I obviously didn't want to waste the time of now opening an account at a Credit Union just to get the quote that Nissan will match. But I guess if that's what it takes I'll have to do so. Is this the best way for me to hit that 3.99%? Being 23 years old and not really using credit cards kind of sucks in cases like this...

I would just put 35K down on the car in cash but I kind of wanted to use this loan to build my credit since my last car was under my parents name and I indirectly made payments to pay it off.

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03-16-2010, 03:15 PM	#27 (permalink)
1ahB Base Member Join Date: Mar 2010 Location: Las Vegas // Reno Posts: 21 Drives: 10 Nissan 370z 40th! Rep Power: 15	Little update. I settled on the sale price of the 40th Z and test drove it last night at the dealership. I love the car and definitely think I am moving forward. Problem is, now began Round 2 of the negotiations... Financing. He told me 12.9% was the only rate he could pull, I laughed and he came back with 7.09%. I told him I need 3.99% and I will get it from a credit union if I have to. Problem is I obviously didn't want to waste the time of now opening an account at a Credit Union just to get the quote that Nissan will match. But I guess if that's what it takes I'll have to do so. Is this the best way for me to hit that 3.99%? Being 23 years old and not really using credit cards kind of sucks in cases like this... I would just put 35K down on the car in cash but I kind of wanted to use this loan to build my credit since my last car was under my parents name and I indirectly made payments to pay it off.