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A $500 dollar payment based on your downpayment is going to net you a car somewhere in the high $20k area, even with a 72 month loan. So, like travis

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Old 02-07-2010, 10:29 AM   #1 (permalink)
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A $500 dollar payment based on your downpayment is going to net you a car somewhere in the high $20k area, even with a 72 month loan. So, like travis said, your best bet is to see what kind of smokin' deal you can get on an old model, or even better, a used model.
Basically, if your price OTD is over $27k, you need to keep looking. Of course this depends on your credit score and what interest rate you can get as well. I'm basing my ramblings on 6% interest.
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Old 02-11-2010, 03:39 PM   #2 (permalink)
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A $500 dollar payment based on your downpayment is going to net you a car somewhere in the high $20k area, even with a 72 month loan. So, like travis said, your best bet is to see what kind of smokin' deal you can get on an old model, or even better, a used model.
Basically, if your price OTD is over $27k, you need to keep looking. Of course this depends on your credit score and what interest rate you can get as well. I'm basing my ramblings on 6% interest.
Completely agree, heed this advice. Also really REALLY assess your situation and see if you actually can afford this car. What happens if you lose your job? Not such a remote possibility in this economy...............
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Old 02-11-2010, 04:00 PM   #3 (permalink)
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Completely agree, heed this advice. Also really REALLY assess your situation and see if you actually can afford this car. What happens if you lose your job? Not such a remote possibility in this economy...............
lol i'm an accountant, so on one hand if anyone can assess their financial situation, that would be me; that's also the other point, tons of accounting jobs whether economy is up or down.

I'm gonna go to Koeppel once I'm ready, see what numbers I get and decide what to do from there. I'm also hoping for a nice tax return which could bring my down payment right back to where it was before.

thanks for all the advice guys.
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