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This is the reason why it's good to have high credit limits and use your credit wisely. This way, your total utilization percentage stays low. For example, owing $5,000 on
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10-31-2009, 03:20 PM
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Join Date: Sep 2009
Location: NC
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Drives: 09 370Z
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This is the reason why it's good to have high credit limits and use your credit wisely. This way, your total utilization percentage stays low.
For example, owing $5,000 on a card with a $6,000 limit is bad. Owing $5,000 on a card with a $25,000 limit is not. You owe the same amount of money but your utilization percentage is much lower. Have you tried for PenFed's 3.99% loan? |
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