0% coming back anytime soon?

darkphantom

I called a few dealers but some of them said no to it applying to the 370z's - ???

Anyways, just did the math and it won't make much sense to me:


Car price is say $30,000
$5000 (down payment):
Over 60 Months: ~$84/month
Over 72 Months:~$70/month


Example A)
No Money down
0% APR @ 60 Months = $500/month
Interest: $0.00
total price of car: $30,000.00

Example B)
say I put down $5,000 down
$25k @ 2.5% APR @ 72 Months = $374/month
Interest:$1947
Total purchase price:$31,947.00

Example C)
0 Down
$30k @ 2.5 % APR @ 72 Months = $450/month
Interest:$2,337
Total Purchase Price: $32,337.00


If we look at these comparisons, the long run I would obviously be paying more money, but let's be honest here. I will NOT be able to get a Sport Tech 2015 Coupe for $30k drive out. I would be closer to $32k.

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That aside, this is what I am thinking, find a 2013/2014 with low miles and find it around $27k drive out:

$27,000 Drive out
$5k down
$22k financed @ 2.5% APR @ 72 Months = $329/month
Interest: $1714
Total Price paid: $28714

Taking all this into consideration, I will probably end up paying the car off much sooner, so I will get less interest charges.

I think I confused myself with all that up there but whatever, good to think it out.