Hit and Run.. Depressed.

evil370z

your rates on insurance won't go up, you were not in the car when this happened, it was a hit and run. call the cops for at least a police report. Call insurance, get a high estimate from your local shop, since you have a 2014, oem parts are expensive so your estimate should be more than 500 easily once you get the check, fix it, bam you're set.

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Element600ee

dont take this as me being a know it all plz im just speaking from my exp . your rates will not go up yes but this is not completely true . this exact thing happened to me about 3 years ago . car got hit in a parking lot and actually crushed the quarter from the door to the tail light . called the ins had it fixed . no harm no foul . so when i went to buy my z last summer i called to get a quote on my ins and it popped up that i had a no fault claim on my ins and my ins was actually 35 more a month until the 3 year mark from when this happened was . it blew my mind and actually got me pretty upset . no my ins didnt go up when it happened but they do hold it against you . the pic is hard to see . is it just the bumper cover ? or did it get the headlight and fender too ? if its just the bumper id try and find one of the companies that does on the car ( like dealer lot work or a small damage repair shop ) usually they can just heat up the cover and pop it back out . even if they had to paint the entire bumper your prolly only looking at about 300 bucks to fix it . a lot of the on the car guys actually do pretty decent work . you can always ask them to show you a car they have done on the lot where there working to get an idea of there quality . this route will save you from
A a mark on car fax
B ins company holding the no fault accident against you later as they did to me
C you get to save a few bucks considering your gonna pay a 500 dollar decuctable anyway .

this is just my 2 cents from my past exp . it sucks thats for sure . good luck brother .

Zerocool

in ny... your rates WILL go up.



I can have my car parked on the road and someone slams right into it. It will still count against me and my premium goes up. Anything that happens to your car that's not your fault with an exception to weather related (hail, hurricane wind forcing a tree on top of the car, flood) will still count against you.

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