OMG bad speeding ticket....any advice?

Pushing_Tin · 09-26-2009, 12:41 PM

Quote:

Originally Posted by frost

If you moved and they raised your rates, it's probably more likely because you moved. Rates are also based on zip code and how many collisions happen there.
This is one of the only times I would EVER say this, but insurance companies need some effen government regulation.

That and how many cars are stolen there.

cdawg410 · 09-26-2009, 01:24 PM

I don't know if it'll work after the fact but try calling pre paid legal services, apparently they are pretty worthless for just about anything EXCEPT speeding tickets. According to some people I know they have all skated from wreckless tickets using PPL. Of course they had the service prior to the tickets and just called up when they needed em, but they may allow you to join and work your case after the fact. PM me if you have any interest, I know a couple people who push the service (they bust my balls all the time tryin to get me to join, I tell em bite my ***) but if it can help you should look into it.

Pheonix · 09-26-2009, 01:35 PM

I'm with the folks who say check your insurance after your renewal date. Like most folks here, in my younger years I was a bit of a lead-foot as well, and the last of those are getting ready to fall off my record. Many of them weren't noticed until the renewal date and the mandatory record check that the company performed...and in one case, it went a full year before they caught it, but best to work under the assumption that they *will* catch it at some point. It might be when you renew your policy, it might be when you change addresses, it might be when you get a new car and change policies, but it will come up at some point...and if you have too many violations, they may even shuffle you onto a high risk driver program and charge you double for the insurance, if they don't drop you altogether.

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09-26-2009, 01:24 PM	#2 (permalink)
cdawg410 Base Member Join Date: May 2009 Location: alexandria, va Posts: 238 Drives: 2009 370z Rep Power: 17	I don't know if it'll work after the fact but try calling pre paid legal services, apparently they are pretty worthless for just about anything EXCEPT speeding tickets. According to some people I know they have all skated from wreckless tickets using PPL. Of course they had the service prior to the tickets and just called up when they needed em, but they may allow you to join and work your case after the fact. PM me if you have any interest, I know a couple people who push the service (they bust my balls all the time tryin to get me to join, I tell em bite my ***) but if it can help you should look into it.

09-26-2009, 01:35 PM	#3 (permalink)
Pheonix Track Member Join Date: Aug 2009 Location: Memphis Posts: 626 Drives: Black 370 6MT Rep Power: 18	I'm with the folks who say check your insurance after your renewal date. Like most folks here, in my younger years I was a bit of a lead-foot as well, and the last of those are getting ready to fall off my record. Many of them weren't noticed until the renewal date and the mandatory record check that the company performed...and in one case, it went a full year before they caught it, but best to work under the assumption that they will catch it at some point. It might be when you renew your policy, it might be when you change addresses, it might be when you get a new car and change policies, but it will come up at some point...and if you have too many violations, they may even shuffle you onto a high risk driver program and charge you double for the insurance, if they don't drop you altogether.