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I'm an idiot. I broke my 370 two months in. Please don't laugh.

Originally Posted by synolimit So we know your a father of a pretty old kid. I assume older people not only have car insurance but good car insurance!! Just take

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I'm an idiot. I broke my 370 two months in. Please don't laugh. I'm an idiot. I broke my 370 two months in. Please don't laugh.
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Old 08-02-2013, 12:57 AM   #1 (permalink)
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So we know your a father of a pretty old kid. I assume older people not only have car insurance but good car insurance!! Just take the hit of $40 more a half and turn that **** in! No sense droppin a few grand cash if you don't have to.
Quite right, I'll get the estimate for repairs and then compare against what the increase in car insurance would be for a claim. There was no traffic violation associated with the accident... Best advice so far.
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Old 08-02-2013, 01:09 AM   #2 (permalink)
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Quite right, I'll get the estimate for repairs and then compare against what the increase in car insurance would be for a claim. There was no traffic violation associated with the accident... Best advice so far.
I left a bike on my roof rack once, pulled into garage bike popped out of the rack and hit my roof. $1400 estimate. After $500 deductible and $900 in my pocket I'm sure I bought car parts haha. It wasn't bad enough to get fixed. My premium went up $40 a half for 3 years. For only $240 out of my pocket I'd do it again. Buy used, fix what you want, and I see some nice mods in your future since OEM stuff from nissan costs a fortune!
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Old 08-04-2013, 01:02 PM   #3 (permalink)
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Quite right, I'll get the estimate for repairs and then compare against what the increase in car insurance would be for a claim. There was no traffic violation associated with the accident... Best advice so far.
Depending on who your insurer is you may not get a premium increase. I've replaced several broken windows over the years, had my Mustang 5.0 stolen twice, wrecked once during the theft, plus my kid wrecked her Jeep Cherokee when she was 16 and they never raised the premiums. Probably because we had no citations and the accidents/thefts were far apart. If your record's clean up until now it's probably best to go ahead and report it. We're with AAA by the way and have been with it since college, a looong time ago.
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Old 08-04-2013, 01:06 PM   #4 (permalink)
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