just bought the car and got rear ended..

bdavis89 · 07-10-2013, 03:08 PM

Can't wait to hit 25...then I will be making the switch from Geico to USAA..this makes me want to do it now

Chuck33079 · 07-10-2013, 03:24 PM

If you qualify for usaa there's never any reason to have anything else.

JARblue · 07-10-2013, 03:37 PM

Quote:

Originally Posted by b15

If you file a claim against your own insurance, you do have to pay your collision deductible (it's in the policy wording).

Except in the case of uninsured motorist coverage. There is no other insurance company, so the claim is against your own company. However, the uninsured motorist coverage in my policy does not require me to pay a deductible.

b15 · 07-10-2013, 03:37 PM

Quote:

Originally Posted by Chuck33079

Insurance agent?

I used to be an underwriter.

Chuck33079 · 07-10-2013, 03:39 PM

Quote:

Originally Posted by b15

I used to be an underwriter.

It shows. You actually used the technical terms.

b15 · 07-10-2013, 03:40 PM

Quote:

Originally Posted by Chuck33079

If you qualify for usaa there's never any reason to have anything else.

Totally. USAA has some crazy rates and pretty good customer service from what I've heard. Too bad I don't qualify

b15 · 07-10-2013, 03:44 PM

Quote:

Originally Posted by Chuck33079

It shows. You actually used the technical terms.

When I started at that company, part of the "formal" training was reading the policy. Talk about dull...but it gets ingrained into your head over time haha

red2010z · 07-10-2013, 03:53 PM

USAA is the shiznit! Never had a issue! Been in 2 wrecks both times they did everything.

bdavis89 · 07-10-2013, 04:19 PM

Yeah, I had USAA with my parents, so I qualify, but the rates are a lot higher right now compared to Geico. I'm going to get them on the phone and see what I can do though. They don't have the best rates, but their service is really good.

red2010z · 07-10-2013, 04:38 PM

Yeah but I will pay the little bit of extra for quality service. Been with em for 10 years.

onzedge · 07-10-2013, 04:42 PM

Quote:

Originally Posted by Chuck33079

If you qualify for usaa there's never any reason to have anything else.

i like370z · 07-10-2013, 04:43 PM

Quote:

Originally Posted by b15

Lastly, Geico sucks, so it doesn't surprise me they told you to call the other company.

I'm planing to switch to inifiniti auto insurance some guy told me is pretty good and cheaper than geico

red2010z · 07-10-2013, 04:46 PM

well the last guy to tell you about a good deal sorta backfired on you boss!

Chuck33079 · 07-10-2013, 04:46 PM

Quote:

Originally Posted by i like370z

some guy told me is pretty good and cheaper than geico

Stop going with what "some guy" tells you. Go online and search for policyholder experiences. 99% of the time, you'll be better off with a company you've actually heard of. Don't make price the only factor in your decision either. If you cheap out, it can (will) bite you in the *** later.

i like370z · 07-10-2013, 04:47 PM

i should have come to this forum earlier so i dont get rip off like this.......

07-10-2013, 03:08 PM	#31 (permalink)
bdavis89 Track Member Join Date: Oct 2011 Location: Jacksonville FL Posts: 586 Drives: '10 370Z PW Auto Rep Power: 14	Can't wait to hit 25...then I will be making the switch from Geico to USAA..this makes me want to do it now __________________ 2010 Pearl White Touring Sport Package \| Navigation \| 7 Speed Automatic

07-10-2013, 03:24 PM	#32 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29538	If you qualify for usaa there's never any reason to have anything else. onzedge and Drex like this. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

07-10-2013, 03:53 PM	#38 (permalink)
red2010z Track Member Join Date: Apr 2013 Location: Texas/North Carolina Age: 38 Posts: 587 Drives: '10 Red B/S/M Rep Power: 13	USAA is the shiznit! Never had a issue! Been in 2 wrecks both times they did everything. onzedge likes this. __________________ AGENCY K&N SWIFT CSF EVO-R VOSSEN MICHELIN Z1 JVC ZENCLOSURE JLW3 JVC

07-10-2013, 04:19 PM	#39 (permalink)
bdavis89 Track Member Join Date: Oct 2011 Location: Jacksonville FL Posts: 586 Drives: '10 370Z PW Auto Rep Power: 14	Yeah, I had USAA with my parents, so I qualify, but the rates are a lot higher right now compared to Geico. I'm going to get them on the phone and see what I can do though. They don't have the best rates, but their service is really good. __________________ 2010 Pearl White Touring Sport Package \| Navigation \| 7 Speed Automatic

07-10-2013, 04:38 PM	#40 (permalink)
red2010z Track Member Join Date: Apr 2013 Location: Texas/North Carolina Age: 38 Posts: 587 Drives: '10 Red B/S/M Rep Power: 13	Yeah but I will pay the little bit of extra for quality service. Been with em for 10 years. __________________ AGENCY K&N SWIFT CSF EVO-R VOSSEN MICHELIN Z1 JVC ZENCLOSURE JLW3 JVC

07-10-2013, 04:46 PM	#43 (permalink)
red2010z Track Member Join Date: Apr 2013 Location: Texas/North Carolina Age: 38 Posts: 587 Drives: '10 Red B/S/M Rep Power: 13	well the last guy to tell you about a good deal sorta backfired on you boss! Chuck33079 likes this. __________________ AGENCY K&N SWIFT CSF EVO-R VOSSEN MICHELIN Z1 JVC ZENCLOSURE JLW3 JVC

07-10-2013, 04:47 PM	#45 (permalink)
i like370z Base Member Join Date: Jul 2013 Location: florida Posts: 78 Drives: 370z Rep Power: 11	i should have come to this forum earlier so i dont get rip off like this.......

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