Might be getting rid of the Z.

darkside370z · 06-19-2013, 11:27 AM

+1 i got rid of mine about 2 months ago or so and picked up a 2012 Xterra and havent looked back since

kenchan · 06-19-2013, 11:38 AM

Z is great only as a 2nd or 3rd car for sure.

GL with your other hobbies.

Ubetit · 06-19-2013, 12:14 PM

I see things a little differently. A decrease of $150 a month in car payment isn't enough. You don't need to get rid of a toy car to buy a toy truck, you only need a daily driver. I don't understand the need to jump right into another new car payment. I see two scenarios and neither would involve a new car if you are considering a house.

1. Sell the Z and keep your Versa. Versa goes fine in snow like all the other FWD vehicles. Even better when equipped with snow tires. Uncool car?... only if you care what other people think.

2. Sell all your cars, get one USED small SUV or pickup truck.

Wait until your finances settle down after some time living in a house. Houses and the stuff you fill them with aren't cheap. I've had more than a few friends learn that lesson. Live below your means, pay cash for everything other than your house and take vacations for heavens sake.

370zdub · 06-19-2013, 12:51 PM

Quote:

Originally Posted by Ubetit

I see things a little differently. A decrease of $150 a month in car payment isn't enough. You don't need to get rid of a toy car to buy a toy truck, you only need a daily driver. I don't understand the need to jump right into another new car payment. I see two scenarios and neither would involve a new car if you are considering a house.

1. Sell the Z and keep your Versa. Versa goes fine in snow like all the other FWD vehicles. Even better when equipped with snow tires. Uncool car?... only if you care what other people think.

2. Sell all your cars, get one USED small SUV or pickup truck.

Wait until your finances settle down after some time living in a house. Houses and the stuff you fill them with aren't cheap. I've had more than a few friends learn that lesson. Live below your means, pay cash for everything other than your house and take vacations for heavens sake.

I love love love the part in bold!! Great words to live by there.

kntrider · 06-19-2013, 01:03 PM

Quote:

Originally Posted by Ubetit

I see things a little differently. A decrease of $150 a month in car payment isn't enough. You don't need to get rid of a toy car to buy a toy truck, you only need a daily driver. I don't understand the need to jump right into another new car payment. I see two scenarios and neither would involve a new car if you are considering a house.

1. Sell the Z and keep your Versa. Versa goes fine in snow like all the other FWD vehicles. Even better when equipped with snow tires. Uncool car?... only if you care what other people think.

2. Sell all your cars, get one USED small SUV or pickup truck.

Wait until your finances settle down after some time living in a house. Houses and the stuff you fill them with aren't cheap. I've had more than a few friends learn that lesson. Live below your means, pay cash for everything other than your house and take vacations for heavens sake.

This is exactly what my dad taught me and has worked out great for me.

At 31 I can easily afford a Lambo or Ferrari but instead have a Z and S2000 and a house paid off with a healthy retirement fund and looking to get into the real estate game. And I only buy pre owned.

It's all about living below your means. I'm shocked that the recession hasn't taught more people that and only because the economy is rebounding people are getting back into their entitlement habits.

A $100K job doesn't mean get a $100k car just because you can easily afford the payments.

I will get off my soap box, it wasn't directed at you but something I constantly see.

I would go with option 1 above.

bdavis89 · 06-19-2013, 08:28 PM

Quote:

Originally Posted by Ubetit

I see things a little differently. A decrease of $150 a month in car payment isn't enough. You don't need to get rid of a toy car to buy a toy truck, you only need a daily driver. I don't understand the need to jump right into another new car payment. I see two scenarios and neither would involve a new car if you are considering a house.

1. Sell the Z and keep your Versa. Versa goes fine in snow like all the other FWD vehicles. Even better when equipped with snow tires. Uncool car?... only if you care what other people think.

2. Sell all your cars, get one USED small SUV or pickup truck.

Wait until your finances settle down after some time living in a house. Houses and the stuff you fill them with aren't cheap. I've had more than a few friends learn that lesson. Live below your means, pay cash for everything other than your house and take vacations for heavens sake.

This. I bought my car 18 months ago, and am seriously considering getting rid of my Z and buying something with cash. Dave Ramsey FTW.

Poor people ask "what are the payments?".
Rich people ask "how much?".

1st · 06-20-2013, 03:03 PM

Quote:

Originally Posted by bdavis89

Poor people ask "what are the payments?".
Rich people ask "how much?".

Poor people ask how much?
Rich people say all take it.

Red__Zed · 06-20-2013, 03:08 PM

Quote:

Originally Posted by 1st

Poor people ask how much?
Rich people say all take it.

Nah, rich people say "I'll take two"

b15 · 06-20-2013, 01:21 PM

Quote:

Originally Posted by Ubetit

I see things a little differently. A decrease of $150 a month in car payment isn't enough. You don't need to get rid of a toy car to buy a toy truck, you only need a daily driver. I don't understand the need to jump right into another new car payment. I see two scenarios and neither would involve a new car if you are considering a house.

1. Sell the Z and keep your Versa. Versa goes fine in snow like all the other FWD vehicles. Even better when equipped with snow tires. Uncool car?... only if you care what other people think.

2. Sell all your cars, get one USED small SUV or pickup truck.

Wait until your finances settle down after some time living in a house. Houses and the stuff you fill them with aren't cheap. I've had more than a few friends learn that lesson. Live below your means, pay cash for everything other than your house and take vacations for heavens sake.

This.

I don't understand why anyone would say they want to save money, but get into another car payment. If $150/mo is that big of a deal - it's probably better to not have a car payment at all. OP didn't mention it, but would it be a lesser payment for a longer period of time? IE.) it would be paid off after the Z would've been? So are you really even coming out ahead? Factor in the gas money and I'd say you're not really saving much at all.

Plus why would you want to take out another line of credit for a car when you're looking to buy a house? Drive the Versa (if it's paid off). Having a house > than a "more fun" car.

sfearl1 · 06-19-2013, 12:26 PM

I was going to get rid of my Z.. then I decided to boost it

UNKNOWN_370 · 06-19-2013, 12:29 PM

Quote:

Originally Posted by sfearl1

I was going to get rid of my Z.. then I decided to boost it

Boost didnt work out for you?

sfearl1 · 06-19-2013, 03:05 PM

Quote:

Originally Posted by UNKNOWN_370

Boost didnt work out for you?

Haven't boosted yet. Ordering soon

TheGreatOne · 06-19-2013, 01:24 PM

Shame to see it go but seems like you have your priorities in check!

I couldn't imagine letting my Z go right now

Its exactly why my bike doesn't see much action, I enjoy driving too much lol, especially as I get to drive her less often these days due to the little one.

Red__Zed · 06-19-2013, 01:33 PM

Good luck. The Xterra is a nice ride and pretty refined compared to it's competition, and the Pro-4X actually has some capability with the rear locker.

Worth keeping in mind that getting a truck that costs less monthly isn't really saving money in the long run.

red6spd · 06-20-2013, 07:36 AM

I work 48 miles from work and when it snows hear on the island they do not plow right away for some reason. I would not be able to make it to work in the Versa. I also do not want to go out get a brand new truck then put 100 miles a day on it so I need two cars.

06-19-2013, 11:27 AM	#1 (permalink)
darkside370z Base Member Join Date: Apr 2011 Location: Horseshoe Bay, TX Posts: 226 Drives: 2017 KAD 370Z Rep Power: 52	+1 i got rid of mine about 2 months ago or so and picked up a 2012 Xterra and havent looked back since __________________

06-19-2013, 11:38 AM	#2 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141521	Z is great only as a 2nd or 3rd car for sure. GL with your other hobbies. Felix 808 likes this.

06-19-2013, 12:14 PM	#3 (permalink)
Ubetit Track Member Join Date: May 2012 Location: Ohio Posts: 527 Drives: the women lazy Rep Power: 15	I see things a little differently. A decrease of $150 a month in car payment isn't enough. You don't need to get rid of a toy car to buy a toy truck, you only need a daily driver. I don't understand the need to jump right into another new car payment. I see two scenarios and neither would involve a new car if you are considering a house. 1. Sell the Z and keep your Versa. Versa goes fine in snow like all the other FWD vehicles. Even better when equipped with snow tires. Uncool car?... only if you care what other people think. 2. Sell all your cars, get one USED small SUV or pickup truck. Wait until your finances settle down after some time living in a house. Houses and the stuff you fill them with aren't cheap. I've had more than a few friends learn that lesson. Live below your means, pay cash for everything other than your house and take vacations for heavens sake. 370zdub, bdavis89, Pintsize725 and 2 others like this. Last edited by Ubetit; 06-19-2013 at 12:23 PM.

06-19-2013, 12:26 PM	#10 (permalink)
sfearl1 A True Z Fanatic Join Date: Oct 2011 Location: St. Louis Posts: 2,300 Drives: 2013 FBO E85 GTR Rep Power: 18	I was going to get rid of my Z.. then I decided to boost it TheGreatOne, Shadezz and coolvans1988 like this. __________________ Scott

06-19-2013, 01:24 PM	#13 (permalink)
TheGreatOne A True Z Fanatic Join Date: Jan 2011 Location: Montreal, Canada Age: 47 Posts: 1,980 Drives: E60 BMW M5 Rep Power: 22	Shame to see it go but seems like you have your priorities in check! I couldn't imagine letting my Z go right now Its exactly why my bike doesn't see much action, I enjoy driving too much lol, especially as I get to drive her less often these days due to the little one. __________________ 2017 SUBARU STI 2008 E60 M5 - SOLD 2010 40th Anniversary 370Z - SOLD (and missing her)

06-19-2013, 01:33 PM	#14 (permalink)
Red__Zed A True Z Fanatic Join Date: Jul 2010 Location: window seat Posts: 28,940 Drives: Mostly on two wheels Rep Power: 121	Good luck. The Xterra is a nice ride and pretty refined compared to it's competition, and the Pro-4X actually has some capability with the rear locker. Worth keeping in mind that getting a truck that costs less monthly isn't really saving money in the long run.

06-20-2013, 07:36 AM	#15 (permalink)
red6spd A True Z Fanatic Join Date: Apr 2010 Location: Long Island NY Posts: 3,277 Drives: 2010 Z Coupe M6 SPT Rep Power: 22	I work 48 miles from work and when it snows hear on the island they do not plow right away for some reason. I would not be able to make it to work in the Versa. I also do not want to go out get a brand new truck then put 100 miles a day on it so I need two cars. __________________ 2010 Base+Sport 6spd: Stillen G3, FI Non-Resonated CBE, FI Non-Resonated Test Pipes, UpRev Tuned, Custom 24R Oil Cooler, JDM Rear Fog-OEM Harness. ???Whp ???WTQ (Will find out come spring time)