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Originally Posted by enkei2k Thing is, OP doesn't have any credit history so he'll get raped on interest depending on where he goes. Or, if the OP wants, he can

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Old 04-02-2013, 04:09 PM   #1 (permalink)
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Originally Posted by enkei2k View Post
Thing is, OP doesn't have any credit history so he'll get raped on interest depending on where he goes. Or, if the OP wants, he can try to apply for PenFed.

IF he wants to get a Z and not get hurt on interest, he should just go to Joe @ Koeppel and take the 0% that he offered on the 2013's.
But if the OP only makes 20-25k (I don't know, just going off of what he mentioned in previous threads) a year, do you really think he would get approved for a loan for a 30k+ car?
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Old 04-02-2013, 04:19 PM   #2 (permalink)
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But if the OP only makes 20-25k (I don't know, just going off of what he mentioned in previous threads) a year, do you really think he would get approved for a loan for a 30k+ car?
Ya, if thats truly the case then I don't think the Z is the best car for you based on your situation.

Sometimes we want what we can't have, no fault of the car, it just may not be in the cards. Of you'll have to do what some others will do to get in one, go older. Might have to consider 09's.

As mentioned above, I'm sure you can find one in well kept condition somewhere, but you'll have to break into that 09' territory. At 19 a '09 370Z is not a bad thing.
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Old 04-02-2013, 04:19 PM   #3 (permalink)
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But if the OP only makes 20-25k (I don't know, just going off of what he mentioned in previous threads) a year, do you really think he would get approved for a loan for a 30k+ car?
I think the OP is 22 with 13-15k down payment plus trade in.

Credit Union and Financing

If anybody makes that much/little (20-25k) they most definitely shouldn't be in a car that is starting at more than their income.
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Old 04-02-2013, 04:23 PM   #4 (permalink)
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Old 04-02-2013, 11:38 PM   #5 (permalink)
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the 0% incentive from Koeppel is pretty good. the way you're going about it is "A car is a car" when considering the two cars (Z and the Cam). The reality is, the Cam is a car but the Z is a Z. Not exactly apples to apples here.
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