How do people afford...

Alexus · 07-21-2009, 01:19 PM

What else do you expect out of a thread that talks about finance.

zZSportZz · 07-21-2009, 01:26 PM

Damn...this might be the most E-PEEN I've seen whipped out by multiple parties - not just the OP.

Edit:

I saved up and just bought a $5 dollar coffee mug for work since I broke my last one. No finanacing was needed. I worked hard, saved all my pennies...and today I was able to afford it finally.

Spikuh · 07-21-2009, 01:56 PM

Quote:

Originally Posted by zZSportZz

I saved up and just bought a $5 dollar coffee mug for work since I broke my last one. No finanacing was needed. I worked hard, saved all my pennies...and today I was able to afford it finally.

I keep debating whether or not I want to invest $50 into a wireless keyboard for at the office...Decisions, decisions.

hellogoodbye · 07-21-2009, 01:57 PM

Quote:

Originally Posted by fly yellow

I think this guy started a similar thread when he bought the Z about paying cash for it. It basically was just another thread of him bragging about trading stocks.

no? i asked for a simple response... instead im getting alot of d-bags that cant just simply write a reply about the purpose of this thread. i make money off stocks.. ok? u make money by going to work. we both make money who cares? do u see me saying oh no u dont make 20$/hr? or bad mouthing ur way of making money? no u dont. i make money off stocks and u have a job. my original post only stated that i made money off stocks so that people that read the post and were trying to offer some insight would have a better understanding of the situation... i wasnt bragging, some1 asked and they got an answer. if thats bragging then sure i was bragging...

theDreamer · 07-21-2009, 02:00 PM

Quote:

Originally Posted by Spikuh

I keep debating whether or not I want to invest $50 into a wireless keyboard for at the office...Decisions, decisions.

If a keyboard is comfortable and the current one is breaking I would buy it, you use a keyboard all day in today offices so why not be comfortable? Plus, if it is wireless, you can move the keyboard around more freely, just make sure it is bluetooth.

fly yellow · 07-21-2009, 02:50 PM

Quote:

Originally Posted by hellogoodbye

no? i asked for a simple response... instead im getting alot of d-bags that cant just simply write a reply about the purpose of this thread. i make money off stocks.. ok? u make money by going to work. we both make money who cares? do u see me saying oh no u dont make 20$/hr? or bad mouthing ur way of making money? no u dont. i make money off stocks and u have a job. my original post only stated that i made money off stocks so that people that read the post and were trying to offer some insight would have a better understanding of the situation... i wasnt bragging, some1 asked and they got an answer. if thats bragging then sure i was bragging...

This is the same argument you presented last time. You just want your question answered. Well it has been answered, and you can ask a question on this forum without consistently bringing up what you do for a living and how much money you make. You will probably find your answer much easier if you do that.

I would actualy suggest you invest 50 bucks in a new wireless keyboard. Pay cash or finance it, but just make sure the "Shift" key and all the letters work. You post like you're doing it from a phone pad.

hellogoodbye · 07-21-2009, 02:54 PM

Quote:

Originally Posted by fly yellow

This is the same argument you presented last time. You just want your question answered. Well it has been answered, and you can ask a question on this forum without consistently bringing up what you do for a living and how much money you make. You will probably find your answer much easier if you do that.

once again i simply stated that i make money off stocks so i could get a better answer for my situation.. some1 asked a question about it and they got an answer. then a swarm of some of the biggest d bags the world has ever seen flocked to this thread and started posting bull sh!t and not answering my ? i think everything after the 1st page has been bs replys from d bags. give or take a few posts maybe.

Modshack · 07-21-2009, 02:57 PM

Quote:

Originally Posted by Spikuh

I keep debating whether or not I want to invest $50 into a wireless keyboard for at the office...Decisions, decisions.

I would save up over a couple of months unless you need it like NOW. Then finance it, or hit up one of those "Rent to Own" stores. They can hook you up!..

Spikuh · 07-21-2009, 03:28 PM

Quote:

Originally Posted by fly yellow

I would actualy suggest you invest 50 bucks in a new wireless keyboard. Pay cash or finance it, but just make sure the "Shift" key and all the letters work. You post like you're doing it from a phone pad.

I'm the one who commented about the keyboard, not hello:

Quote:

Originally Posted by Spikuh

I keep debating whether or not I want to invest $50 into a wireless keyboard for at the office...Decisions, decisions.

See. And I have no clue where you are getting my posts look like they were done from a phone pad, so I am assuming you were meaning hello there also.

Anyway, I can afford the keyboard easily. For me it is more about the principle of not spending money where I have no real need to spend money than it is about price. As I am a person that can blow cash far to easily, I make myself "agonize" over even small purchases in order to keep myself from living pay check to pay check.

This makes it much easier for me to save up for big items like a 370z, which I hope to be purchasing near the end of the year. Just have to find the right color, although I keep coming back to black with the chrome wheels.

need4speed · 07-21-2009, 03:55 PM

If ur only 18. I would say only do small mods u can pay for n enjoy them.
In 3 to 5 years, there will be another must have sports car. And at only 21 to 23
Yrs old.
The guys on here are 200% right bout loans for mods. DON'T DO IT.
N if one day u pay off ur car n u not ur debt fre without any plans of a large
Loan or debt in your future? Then a loan for a mad wouldn't be so bad...
The flipside to that though. You can save now. By the time u r ready to mod
It with a tt. That same 11.5k turbo will be 7 or 8k as newer systems will be out for new cars and/or models.
I was looking at mod prices for the 350z. They r cheap as hell now.
Only the turbo n suspensions are pricey. But still a lot lower than the 370z.

need4speed · 07-21-2009, 04:02 PM

Oops I meant to put on my last post. At only 21 to 23 years old. U will most likely want it.
I think a lot faster than I type. Sorry. Lol

need4speed · 07-21-2009, 04:02 PM

Oops I meant to put on my last post. At only 21 to 23 years old. U will most likely want it.
I think a lot faster than I type. Sorry. Lol

GMZ · 07-21-2009, 04:04 PM

Quote:

Originally Posted by Robert_Nash

If a person simply saved $100/month starting at age 18 and never did anything more than that their entire life; they would still have over $3M by the time they were 65 years old. That's the power of compound interest; those who understand it have paid to them; those who don't pay it to someone else.

Sorry but I just cant let this fly, not saying not to save but compound interest with the monetary system we have now is an illusion.

Compound interest huh? How about compound inflation? Will that $3M buy what it could at retirement as it did when the person started saving? No way!!

47 yrs ago a dollar went a long way, now not so much. Why? Weve had inflation almost EVERY year since the damn 30's that why.

Theres a huge difference between nominal returns (on paper) and real returns (purchasing power after inflation). Can I get some real deflation please!

Spikuh · 07-21-2009, 04:12 PM

I haven't been following the economy well for the better part of '09 so please correct me if I am off the mark, but the US may actually be seeing some deflation right now. If the fed's have the interest rate at the 0% mark, its entirely possible.

hellogoodbye · 07-21-2009, 04:21 PM

Quote:

Originally Posted by need4speed

If ur only 18. I would say only do small mods u can pay for n enjoy them.
In 3 to 5 years, there will be another must have sports car. And at only 21 to 23
Yrs old.
The guys on here are 200% right bout loans for mods. DON'T DO IT.
N if one day u pay off ur car n u not ur debt fre without any plans of a large
Loan or debt in your future? Then a loan for a mad wouldn't be so bad...
The flipside to that though. You can save now. By the time u r ready to mod
It with a tt. That same 11.5k turbo will be 7 or 8k as newer systems will be out for new cars and/or models.
I was looking at mod prices for the 350z. They r cheap as hell now.
Only the turbo n suspensions are pricey. But still a lot lower than the 370z.

thank you for actually answering my ?

and ya thats what im planning on doing now ordered my catback 2day actually. i have a shop calling me when they have an accessport with maps. and maybe getting hi flow cats in the near future

07-21-2009, 01:19 PM	#91 (permalink)
Alexus Base Member Join Date: Dec 2008 Location: Montreal, QC Posts: 178 Drives: The Beast Rep Power: 16	What else do you expect out of a thread that talks about finance. __________________ "The object of war is not to die for your country but to make the other bastard die for his." -General George S. Patton Jr., 1885-1945

07-21-2009, 01:26 PM	#92 (permalink)
zZSportZz A True Z Fanatic Join Date: Mar 2009 Location: Maryland Posts: 1,095 Drives: 370z Blk on Blk 6MT Rep Power: 18	Damn...this might be the most E-PEEN I've seen whipped out by multiple parties - not just the OP. Edit: I saved up and just bought a $5 dollar coffee mug for work since I broke my last one. No finanacing was needed. I worked hard, saved all my pennies...and today I was able to afford it finally. Last edited by zZSportZz; 07-21-2009 at 01:29 PM.

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07-21-2009, 03:55 PM	#100 (permalink)
need4speed Base Member Join Date: Jun 2009 Location: tx Posts: 199 Drives: 08 altima 3.5se Rep Power: 15	If ur only 18. I would say only do small mods u can pay for n enjoy them. In 3 to 5 years, there will be another must have sports car. And at only 21 to 23 Yrs old. The guys on here are 200% right bout loans for mods. DON'T DO IT. N if one day u pay off ur car n u not ur debt fre without any plans of a large Loan or debt in your future? Then a loan for a mad wouldn't be so bad... The flipside to that though. You can save now. By the time u r ready to mod It with a tt. That same 11.5k turbo will be 7 or 8k as newer systems will be out for new cars and/or models. I was looking at mod prices for the 350z. They r cheap as hell now. Only the turbo n suspensions are pricey. But still a lot lower than the 370z.

07-21-2009, 04:02 PM	#101 (permalink)
need4speed Base Member Join Date: Jun 2009 Location: tx Posts: 199 Drives: 08 altima 3.5se Rep Power: 15	Oops I meant to put on my last post. At only 21 to 23 years old. U will most likely want it. I think a lot faster than I type. Sorry. Lol

07-21-2009, 04:02 PM	#102 (permalink)
need4speed Base Member Join Date: Jun 2009 Location: tx Posts: 199 Drives: 08 altima 3.5se Rep Power: 15	Oops I meant to put on my last post. At only 21 to 23 years old. U will most likely want it. I think a lot faster than I type. Sorry. Lol

07-21-2009, 04:12 PM	#104 (permalink)
Spikuh A True Z Fanatic Join Date: Jul 2009 Location: The Ark Posts: 2,357 Drives: '09 370z Rep Power: 20	I haven't been following the economy well for the better part of '09 so please correct me if I am off the mark, but the US may actually be seeing some deflation right now. If the fed's have the interest rate at the 0% mark, its entirely possible.