Her hitting me was 20% my fault....

Nismodean · 08-01-2012, 08:59 PM

How the F**K is this possible? I pulled into the spot directly ahead of me in the parking lot, 15-20 seconds later she starts to pull out after I have parked and hits me by cutting her wheel too soon. So someone please explain to me how Liberty Mutual (her crappy scandalous insurance company) says it's 20 f**k**g percent my fault and they'll only pay for 80% of the damages.

Huckleberry · 08-01-2012, 09:04 PM

let them know you'll lawyer up if they cover it.

lawyer up anyway*

enkei2k · 08-01-2012, 09:08 PM

Because they knew that she was a crappy driver and that you shouldn't have been there in the first place? IDK.

GL with it all. Hope it wasn't too painful. Do you have actual pics of damage?

nmjaxx9 · 08-01-2012, 09:14 PM

if you didnt move I dont see how you would be at fault....

( Click to show/hide )

blackcherry20 · 08-01-2012, 09:17 PM

Because its an insurance company and thats what they do...20% x 10k customers is a lot of savings-
Sux-but i agree-Lawyer up...worth a small fee to make a phone call or two...and works- did for me anyway. GL

Red__Zed · 08-01-2012, 09:22 PM

I presume you have insurance that would cover this.

Call them, and tell them exactly what is happening.

They will have lawyers on retainer for exactly this sort of situation, because they want to pay 20% even less than you do.

gurneyeagle · 08-02-2012, 12:48 PM

Quote:

Originally Posted by Red__Zed

I presume you have insurance that would cover this.

Call them, and tell them exactly what is happening.

They will have lawyers on retainer for exactly this sort of situation, because they want to pay 20% even less than you do.

This is one of the reasons you have insurance. Hopefully, it's not with a "bargain" carrier.

msb3079 · 08-02-2012, 01:59 PM

Quote:

Originally Posted by gurneyeagle

This is one of the reasons you have insurance. Hopefully, it's not with a "bargain" carrier.

But it's best to fix through other's insurance and not involve your own. IF you can...

m4a1mustang · 08-01-2012, 09:24 PM

Quote:

Originally Posted by Red__Zed

I presume you have insurance that would cover this.

Call them, and tell them exactly what is happening.

They will have lawyers on retainer for exactly this sort of situation, because they want to pay 20% even less than you do.

I agree

Sent from my Galaxy Nexus using Tapatalk 2

dmhenderson · 08-01-2012, 09:29 PM

If you have full collision coverage (which most states require), part of that money you pay every month goes towards their lawyers in situations like this. She is clearly at fault here and I guarantee her company won't argue with yours once they know you're not afraid to get them involved.

Contact your insurance company and tell them what happened and if hers contacts you again, tell them you no longer want to speak with them and give them the number of your agent. If they continue to harass you, notify your insurance company. I promise they'll stop with a quickness.

Right now they're hoping you're afraid to contact your insurance for some reason and that they can screw you over.

*Edit: Involving your insurance won't affect your premium and won't cost you a dime.

dmhenderson · 08-01-2012, 09:29 PM

ok EFB but I got fired up reading the OP because I had something like this happen to me once and it ended up in a reversal of fortune where they ended up paying me instead.

steveg78 · 08-01-2012, 09:37 PM

Arrrrggghhh I'm fired up just reading this. What bs. I would have lost it. Gl.

NuffZed · 08-01-2012, 09:58 PM

You were parked correctly. Hitting a stationary object is 100% the other persons fault in this case.

Talk to your insurance company which should solve these issues for you. Do not speak with her company again. If they won't pony up the other 20% get a lawyer and go after them for everything you can (reduced vehicle value, etc)

I am a professional accident investigator and this is the best advice I can give.

TreeSemdyZee · 08-01-2012, 11:32 PM

Get your insurance company to fight them over it. That's part of what they're there for.

muzik212 · 08-02-2012, 07:10 AM

I went through this exact same situation 2 years ago. My insurance company went pitbull and had one of their lawyers call. There was no fight, bad drivers company just said OK we'll cover it.

What others have said here is correct, every insurance company tries not to pay. Your insurance company won't want to pay so its their job to protect you and they will. Most people just say oh well and go along with it. Add all those "what can I do" folks up and its a nice savings in a bad economy. I'm betting your insurance company will get this done for you. Good luck I know how it feels and it sucks!

08-01-2012, 08:59 PM	#1 (permalink)
Nismodean Enthusiast Member Join Date: Oct 2010 Location: Washington Posts: 313 Drives: 2009 RIP Now 2012 Rep Power: 15	Her hitting me was 20% my fault.... How the FK is this possible? I pulled into the spot directly ahead of me in the parking lot, 15-20 seconds later she starts to pull out after I have parked and hits me by cutting her wheel too soon. So someone please explain to me how Liberty Mutual (her crappy scandalous insurance company) says it's 20 fkg percent my fault and they'll only pay for 80% of the damages. __________________ The Truth, it hurts sometimes.** FI LTH & FI CF CBE. This is a 370Z forum, if I want to fling poo at another brand of car and your feelings get hurt, then you're hanging out in the wrong forum (cry elsewhere).

08-01-2012, 09:04 PM	#2 (permalink)
Huckleberry Enthusiast Member Join Date: Apr 2012 Location: Los Angeles Age: 40 Posts: 410 Drives: Z Rep Power: 14	let them know you'll lawyer up if they cover it. lawyer up anyway* DEpointfive0 likes this. __________________

08-01-2012, 09:08 PM	#3 (permalink)
enkei2k A True Z Fanatic Join Date: Apr 2011 Location: NYC Posts: 6,365 Drives: '12 G41 B/S M6 Rep Power: 3717	Because they knew that she was a crappy driver and that you shouldn't have been there in the first place? IDK. GL with it all. Hope it wasn't too painful. Do you have actual pics of damage? DEpointfive0 likes this.

08-01-2012, 09:14 PM	#4 (permalink)
nmjaxx9 A True Z Fanatic Join Date: Jul 2011 Location: Middletown, Ct Posts: 5,853 Drives: 2011 Nissan 370z Rep Power: 26	if you didnt move I dont see how you would be at fault.... ( Click to show/hide ) wait its a woman? Okay def not your fault. DEpointfive0 likes this.

08-01-2012, 09:17 PM	#5 (permalink)
blackcherry20 A True Z Fanatic Join Date: May 2012 Location: Southern Ohio Posts: 22,749 Drives: ‘17 badazz Z51 Rep Power: 240460	Because its an insurance company and thats what they do...20% x 10k customers is a lot of savings- Sux-but i agree-Lawyer up...worth a small fee to make a phone call or two...and works- did for me anyway. GL DEpointfive0 likes this.

08-01-2012, 09:22 PM	#6 (permalink)
Red__Zed A True Z Fanatic Join Date: Jul 2010 Location: window seat Posts: 28,940 Drives: Mostly on two wheels Rep Power: 120	I presume you have insurance that would cover this. Call them, and tell them exactly what is happening. They will have lawyers on retainer for exactly this sort of situation, because they want to pay 20% even less than you do. IDZRVIT and DEpointfive0 like this.

08-01-2012, 09:29 PM	#10 (permalink)
dmhenderson A True Z Fanatic Join Date: Feb 2011 Location: Maryland Posts: 5,930 Drives: AWD TT 370z Rep Power: 27	If you have full collision coverage (which most states require), part of that money you pay every month goes towards their lawyers in situations like this. She is clearly at fault here and I guarantee her company won't argue with yours once they know you're not afraid to get them involved. Contact your insurance company and tell them what happened and if hers contacts you again, tell them you no longer want to speak with them and give them the number of your agent. If they continue to harass you, notify your insurance company. I promise they'll stop with a quickness. Right now they're hoping you're afraid to contact your insurance for some reason and that they can screw you over. Edit: Involving your insurance won't affect your premium and won't cost you a dime. DEpointfive0 and raymondo510 like this. __________________ Last edited by dmhenderson; 08-01-2012 at 09:34 PM.*

08-01-2012, 09:29 PM	#11 (permalink)
dmhenderson A True Z Fanatic Join Date: Feb 2011 Location: Maryland Posts: 5,930 Drives: AWD TT 370z Rep Power: 27	ok EFB but I got fired up reading the OP because I had something like this happen to me once and it ended up in a reversal of fortune where they ended up paying me instead. __________________

08-01-2012, 09:37 PM	#12 (permalink)
steveg78 Track Member Join Date: Apr 2009 Location: MD Posts: 569 Drives: 09 370Z PG M6 +Sport Rep Power: 18	Arrrrggghhh I'm fired up just reading this. What bs. I would have lost it. Gl.

08-01-2012, 09:58 PM	#13 (permalink)
NuffZed Base Member Join Date: May 2012 Location: Canada Posts: 105 Drives: 12 370ZR Blk Rose M6 Rep Power: 14	You were parked correctly. Hitting a stationary object is 100% the other persons fault in this case. Talk to your insurance company which should solve these issues for you. Do not speak with her company again. If they won't pony up the other 20% get a lawyer and go after them for everything you can (reduced vehicle value, etc) I am a professional accident investigator and this is the best advice I can give. DEpointfive0 likes this. __________________ '12 Blk Rose 6MT Sport Nav - Stillen Gen2 intakes - Stillen HFCs and Cat Back Exhaust - H&R 15/20mm spacers - Koni Shocks - Swift Springs

08-01-2012, 11:32 PM	#14 (permalink)
TreeSemdyZee Premium Member Join Date: Dec 2009 Location: Kentuck-IANA Age: 61 Posts: 4,887 Drives: '09 370 & ‘14 Juke Rep Power: 27409	Get your insurance company to fight them over it. That's part of what they're there for.

08-02-2012, 07:10 AM	#15 (permalink)
muzik212 Base Member Join Date: Mar 2012 Location: Northeastern NJ Posts: 103 Drives: 2009 Nissan 370z Rep Power: 14	I went through this exact same situation 2 years ago. My insurance company went pitbull and had one of their lawyers call. There was no fight, bad drivers company just said OK we'll cover it. What others have said here is correct, every insurance company tries not to pay. Your insurance company won't want to pay so its their job to protect you and they will. Most people just say oh well and go along with it. Add all those "what can I do" folks up and its a nice savings in a bad economy. I'm betting your insurance company will get this done for you. Good luck I know how it feels and it sucks! __________________ 2009 370z Sport/Touring- GTM stage 1.5 SC/ Fast Intentions HFCs/ DC sport headers/ Motordyne M370/ Invidia CBE/ Carbon Fiber Element interior & engine bay accents/ Oil Cooler/ Eibach Springs & Swaybars/ UpRev/ Work Gnosis GS4's/ Z1Rotors/ ONEighty Custom Headlights

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
FI and Map Sensor Fault	W.O.W. 370Z	Forced Induction	40	03-11-2016 06:34 PM
SPC Front Camber Kit Hitting	Stanced370Z	Brakes & Suspension	21	06-01-2011 03:02 PM
They said I had a better chance of hitting the lottery.	KingZee	Wheels & Tires	18	08-04-2010 02:53 PM
Stillen CBE hitting Cross member	evse82	STILLEN	4	02-14-2010 09:36 PM