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Originally Posted by MattP725 A) you are assuming that the thief is part of a identity theft ring and B) They can't do much without your social security number which

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Old 05-19-2012, 03:11 AM   #1 (permalink)
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Originally Posted by MattP725 View Post
A) you are assuming that the thief is part of a identity theft ring and B) They can't do much without your social security number which hopefully wasn't in his wallet.

Cards do not contain any sensitive info about the owner (outside of the obvious things like name and visa number).

Most smash and grab thieves are not sophisticated enough or even brave enough to go through all that anyhow.
Do you know how easy it is to take one item of identity and create a full profile?

How are you going to say what I am assuming?

You can do a whole lot with out a SSN

They are brave enough to break your window? thats pretty brave.

...All they have to do is pass the information along, they dont have to do much with it they already have his physical location, and the ability to do what they want with the address, and name, which you could get a SSN out of.

I've seen it happen. Just because someone does a "smash and grab" doesn't mean they dont know how to commit a larger form of crime, this was a crime of opportunity, the "dumb criminals" were "smart" enough to watch and wait in some form or another and not get caught.


Regardless, it is smart to watch your a** if you want to pick it apart pm me.
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Old 05-19-2012, 02:14 PM   #2 (permalink)
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Do you know how easy it is to take one item of identity and create a full profile?

How are you going to say what I am assuming?

You can do a whole lot with out a SSN

They are brave enough to break your window? thats pretty brave.

...All they have to do is pass the information along, they dont have to do much with it they already have his physical location, and the ability to do what they want with the address, and name, which you could get a SSN out of.

I've seen it happen. Just because someone does a "smash and grab" doesn't mean they dont know how to commit a larger form of crime, this was a crime of opportunity, the "dumb criminals" were "smart" enough to watch and wait in some form or another and not get caught.


Regardless, it is smart to watch your a** if you want to pick it apart pm me.
Because you are stating as fact that his information is already for sale and people are running up credit under his name as we speak. That's a pretty reckless statement and yes it is hard to "create a profile" without a social. I have been in financial services my entire career and you can't even open a savings account without an accurate social.

We have safeguards against information that doesn't match. The government now requires verification of all data and your address, social, dob, name, and ID must all match their records for any credit/debit products. Without an accurate social it will be declined.

Again if they have his social then it is a problem obviously. I am not going to "PM you" I'm not an internet tough guy and don't play into internet tough guys either. I am simply trying to diffuse misstatements which give unreasonable cause for concern. A persons wallet getting stolen doesn't make him an immediate victim of identity theft as you alluded to.

Our IDs and credit cards pass through thousands of merchants and other vendors on an annual basis... if he has flagged the cards with the provider he will be fine.

Please enlighten me as to how you get a person's social with their name and address? If that has basis we are all in a lot of trouble.


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Doesnt matter your information is already on the market, they are applying for new cards in your name now...

Doesnt matter if they got just one card or the whole stack, active or not. Your information is off to the highest bidder.

Last edited by MattP725; 05-19-2012 at 02:17 PM.
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Old 05-19-2012, 02:28 PM   #3 (permalink)
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Matt..

Thanks for the info..

I am sure that the OP needed to hear that..

We just have to watch out for people who want something for nothing..

I have my Credit, ect.., Monitored, and my Wife's credit is frozen..

Just in case...

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Old 05-19-2012, 07:53 PM   #4 (permalink)
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Again if they have his social then it is a problem obviously. I am not going to "PM you" I'm not an internet tough guy and don't play into internet tough guys either. I am simply trying to diffuse misstatements which give unreasonable cause for concern. A persons wallet getting stolen doesn't make him an immediate victim of identity theft as you alluded to.


Im not playing internet tough guy...I asked you to PM me so i could further understand your information, i didn't mean to attack you in what i said to pm me. I simply wanted to have a constructive conversation out side of the thread.

For me to say to be on the watch out and throw up that they already have information is so the OP will be on the proactive and watch his stuff. Not only that but a lot more information is stored in your mag strip then you lead to. they have enough credential to get his social, assuming basic information such as a dl is there.

If they are motivated enough then, they can do it. So there is no point in saying they cant.

Bottom line he obviously didnt care so your right i shouldn't have said anything.

Im done continuing this conversation that the op is not involved in, in this thread.
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