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Progressive tried to bend me over and give it to me. Didn't even offer a reach-around. :mad: Obomba.........please. |
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but to the topic... so it's like these insurance monitors are not designed for sports cars. They want everyone to ride their brakes and run yellows not to trigger 'hard braking' silly. so so so soooooooo silly. Not that sports cars (and most luxury car's for that matter) can stop under 110ft. Or if you live downtown and have to constantly smash breaks cause of jay-walkers, random cyclists, pot holes, a-holes, cabbies and a whole bunch of other issues. |
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I have been driving 20 years and never had a single incident. I know I am a safe driver and I do not care what an insurance company thinks based on a silly generalization that a change in speed of 7 mph/s means you are slamming on your brakes. The only time I drive my car aggressively is late at night when there's no traffic on the road, but they have this stupid idea that late night is the most dangerous time of day to drive. That's absolutely absurd, it's by far the safest if you are a seasoned driver. |
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Down here in southern Florida, it's actually old people that are the most dangerous thing on the road. They're only out while the sun's up, because they eat dinner and go to bed at 4 PM. |
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Some people people pay outrageous premiums based on where they live, even with great driving records. I dont think theres anything wrong with giving a customer a chance to get a better deal, especially if they show they are not a high risk. Maybe they only use the car a few times a week and ride the bus or bike...
For anyone who thinks that it would be a big brother issue, think about the cellphone that you keep near you 24/7 |
full disclosure, i work for said insurance company.
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i consider myself a 'good' driver but i still remain super humble in my less than stellar driving abilities (especially when it comes to manual) Quote:
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it's all about choice... though i chose not to take it for less than obvious reasons :mad: |
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Absolutely, that's an unavoidable situation. Even if a car doesn't enter your lane, I've seen them run over something in the road and send it flying into the other lane. But my point is that really late at night, when Progressive assumes you're going to have an accident, there are so few cars on the road it's just not that likely. Just drive more cautiously when you actually encounter that single car along your 30 mile trip. As a general rule, around here drunk drivers late at night are easier to predict than elderly drivers during the day. So to be honest, it's not so much when you drive, but where you drive - Progressive completely leaves this out of its primitive equation. |
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