Longest month of my life....

MattP725 · 02-17-2012, 09:26 PM

Dude that makes no sense... unless they are going to drop your rate or the car price based upon your DP, just get the car now and put that money towards the principle next month... even if you put another 10k (which I'm sure isn't what you're doing) at one month and say 6%, you are only paying an extra 50 bucks in interest and that is again assuming you are somehow coming up with 10k... go get that thing!

Polymorphic · 02-17-2012, 09:28 PM

Quote:

Originally Posted by MattP725

Dude that makes no sense... unless they are going to drop your rate or the car price based upon your DP, just get the car now and put that money towards the principle next month... even if you put another 10k (which I'm sure isn't what you're doing) at one month and say 6%, you are only paying an extra 50 bucks in interest and that is again assuming you are somehow coming up with 10k... go get that thing!

If I wait a month for a down payment the total interest/payments will be lower. If I just get it now and put it towards the principle the interest will be based on a higher amount.

Polymorphic · 02-19-2012, 11:12 PM

Quote:

Originally Posted by MattP725

Dude that makes no sense... unless they are going to drop your rate or the car price based upon your DP, just get the car now and put that money towards the principle next month... even if you put another 10k (which I'm sure isn't what you're doing) at one month and say 6%, you are only paying an extra 50 bucks in interest and that is again assuming you are somehow coming up with 10k... go get that thing!

You're right, got the car.

TheGreatOne · 02-19-2012, 11:15 PM

Quote:

Originally Posted by Polymorphic

You're right, got the car.

Haha, nice, congrats!

What colour and options did you go with?

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Incubation for a month okay?	dudafunk	Nissan 370Z General Discussions	2	10-27-2010 03:19 PM
The longest resonator to fit?	Mythic	Intake/Exhaust	0	09-09-2010 08:25 AM
Oil change? every 3 month or 6 month?	lkc81	Engine & Drivetrain	6	07-05-2010 06:36 PM
Longest Parallel parking in the history of parking?	AK370Z	The Lounge (Off Topic)	10	05-12-2010 08:38 AM
How much a month?	370Z_Rush	Nissan 370Z Pricing / Ordering Discussions	5	05-24-2009 10:05 PM

02-17-2012, 09:26 PM	#1 (permalink)
MattP725 A True Z Fanatic Join Date: May 2011 Location: Toms River, NJ Posts: 1,904 Drives: 2010 40th Rep Power: 19	Dude that makes no sense... unless they are going to drop your rate or the car price based upon your DP, just get the car now and put that money towards the principle next month... even if you put another 10k (which I'm sure isn't what you're doing) at one month and say 6%, you are only paying an extra 50 bucks in interest and that is again assuming you are somehow coming up with 10k... go get that thing!