Someone backed into me in my work lot while I was in the car.

VCuomo · 05-20-2011, 10:49 AM

What would I do? Just what you did - report it to my insurance company and let them take it from there.

BTW, I had the exact same thing (although the other driver wasn't a lawyer) happen to me - we also had the same insurance company, and the other person changed his story too. In the end, because you both have the same insurance company, what will most likely happen is State Farm will (of course) pay for all of the damages, although each of you will have to pay your deductibles. You will each be held 50% at fault. So if the damages are less than your deductibles, see if you can settle this on your own without the insurance company.

And no - you can't trust anybody, especially an attorney!

whoady4shoady · 05-20-2011, 11:21 AM

Quote:

Originally Posted by VCuomo

What would I do? Just what you did - report it to my insurance company and let them take it from there.

BTW, I had the exact same thing (although the other driver wasn't a lawyer) happen to me - we also had the same insurance company, and the other person changed his story too. In the end, because you both have the same insurance company, what will most likely happen is State Farm will (of course) pay for all of the damages, although each of you will have to pay your deductibles. You will each be held 50% at fault. So if the damages are less than your deductibles, see if you can settle this on your own without the insurance company.

And no - you can't trust anybody, especially an attorney!

So basically I am going to have a knock against my insurance? Once the claim has been filed I have been told it will go against at least one if not both participants.

VCuomo · 05-20-2011, 09:44 PM

Quote:

Originally Posted by whoady4shoady

So basically I am going to have a knock against my insurance? Once the claim has been filed I have been told it will go against at least one if not both participants.

Yes, you will most likely be held 50% at fault - unless the other party suddenly grows a conscience and admits that he's at fault.

Your best bet is probably to see if the two of you can settle this without the insurance company (assuming that the insurance company will let you retract the claim).

Best wishes with this situation!

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05-20-2011, 10:49 AM	#1 (permalink)
VCuomo Track Member Join Date: May 2009 Location: SoCal Posts: 887 Drives: BMW 335i Sport Rep Power: 18	What would I do? Just what you did - report it to my insurance company and let them take it from there. BTW, I had the exact same thing (although the other driver wasn't a lawyer) happen to me - we also had the same insurance company, and the other person changed his story too. In the end, because you both have the same insurance company, what will most likely happen is State Farm will (of course) pay for all of the damages, although each of you will have to pay your deductibles. You will each be held 50% at fault. So if the damages are less than your deductibles, see if you can settle this on your own without the insurance company. And no - you can't trust anybody, especially an attorney!