Looking for insight from Z owners who also own a GT-R

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I don't think the notes are going to be an issue for you, I think it's the maintenance that will be a pain. You could well begin looking at the car as "another mouth to feed" rather than the toy it should be. When Italian cars break, they take the piggyback with them.

One other thing to consider:

If you are going to buy a Gallardo in 5 years, it will be 5 years old. No warranty. Probably lots of stuff that needs attention, etc. Might leave a bad taste in your mouth from the get-go.

I dunno, I am just VERY leery of foreign cars that don't come with bumper-to-bumper warranties. That is also part of why I got a 7/70 bumper to bumper in addition to the 5/100 powertrain warranty on my Z06. When things on expensive cars go wrong, it is a $3-6K hit (if a "cheap" system goes out, like A/C or clutch) right off the bat. It sucks to get smacked with that when you least expect it.

I have owned about 5 cars in my short life, and every one of them at/past the 5-8-year point had, at some point in its life, absorbed at least 50-75% of current residual value in repairs. I have no reason to suspect a Lamborghini would be any different.