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So someone's gotta spit it out. Who has a bad driving record (well, "bad" as mine: two minor violations) and what insurance do you have/pay? I'm looking at $350 a

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Old 03-29-2011, 11:23 AM   #1 (permalink)
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So someone's gotta spit it out. Who has a bad driving record (well, "bad" as mine: two minor violations) and what insurance do you have/pay?

I'm looking at $350 a month right now for insurance and man does it hurt.

I'd be happy with a $250 a month rate at this point ($1,500 for 6 months).

Thanks for any advice

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Old 03-29-2011, 12:03 PM   #2 (permalink)
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I had a pretty bad record for a little while (one accident and one traffic violation) so my monthly insurance was around $375 a month. Now I dont have a car cause im deployed but ill be getting my 370z when i get back to the states
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Old 03-29-2011, 12:19 PM   #3 (permalink)
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I had a pretty bad record for a little while (one accident and one traffic violation) so my monthly insurance was around $375 a month. Now I dont have a car cause im deployed but ill be getting my 370z when i get back to the states
At least I know I'm not alone in this.

I can't believe it's 3 to 5 years for marks on a record to drop off in CA.

That's pretty unreasonable to me, I thought it was 18 months. I mean, if someone drove without violations for a year and a half I think that's good enough for forgiveness on a minor speeding violation (74 in a 55 on a clear open road? come onnnn).

I'm the furthest from a reckless driver. My other violation was so BS it's paaaainful. The light was yellow, and I slowed down making a right turn to check for traffic. During the slowdown it went red just as I crawled through it and the flippin camera got me. I know I'm still at fault (and stupid nonetheless to do so in the presence of a camera) without question, but it was so far from anything dangerous it's not even funny. I just became an example and some extra money for the state, nothing more.

In any event. Sometime in 2014 when I'm damn near 30 I'll finally see a drop in my insurance rate.

Sorry, just ranting. Seems like almost all you guys have clean driving records and don't need to hear my yammering. But all you newly licensed drivers out there, watch what you do!

Alright, I'm done
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Old 03-29-2011, 12:49 PM   #4 (permalink)
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Originally Posted by Shadax View Post
At least I know I'm not alone in this.

I can't believe it's 3 to 5 years for marks on a record to drop off in CA.

That's pretty unreasonable to me, I thought it was 18 months. I mean, if someone drove without violations for a year and a half I think that's good enough for forgiveness on a minor speeding violation (74 in a 55 on a clear open road? come onnnn).

I'm the furthest from a reckless driver. My other violation was so BS it's paaaainful. The light was yellow, and I slowed down making a right turn to check for traffic. During the slowdown it went red just as I crawled through it and the flippin camera got me. I know I'm still at fault (and stupid nonetheless to do so in the presence of a camera) without question, but it was so far from anything dangerous it's not even funny. I just became an example and some extra money for the state, nothing more.

In any event. Sometime in 2014 when I'm damn near 30 I'll finally see a drop in my insurance rate.

Sorry, just ranting. Seems like almost all you guys have clean driving records and don't need to hear my yammering. But all you newly licensed drivers out there, watch what you do!

Alright, I'm done

You're not alone. 31 with 6 speeding tickets(go ahead, judge me) and I pay $221/month(i find this to be high) for my wife's '10 maxima and my 92 240sx
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Old 03-29-2011, 12:59 PM   #5 (permalink)
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You're not alone. 31 with 6 speeding tickets(go ahead, judge me) and I pay $221/month(i find this to be high) for my wife's '10 maxima and my 92 240sx
221? That's good to me, especially for 6 speeding tickets.

May I ask your coverages/deductible and what company you went with?
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Old 03-29-2011, 01:03 PM   #6 (permalink)
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221? That's good to me, especially for 6 speeding tickets.

May I ask your coverages/deductible and what company you went with?
liability w/ $250 deductible

state farm

The insurance WILL be changed to my wife's name as soon as I get my 370.
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