Nissan 370Z Forum
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Nissan 370Z Forum (http://www.the370z.com/)
-   Nissan 370Z General Discussions (http://www.the370z.com/nissan-370z-general-discussions/)
-   -   Thank you to all the idiots.... (http://www.the370z.com/nissan-370z-general-discussions/32459-thank-you-all-idiots.html)

Xander117 03-03-2011 03:46 PM
Quote:
Originally Posted by sig11 (Post 967841)
Hah That is an old report! Also it's more about auto theft rates than violent crime isn't it? :)
Stealing any of my vehicles would probably increase the chance of a violent crime :icon17:

dad 03-03-2011 03:49 PM
Quote:
Originally Posted by FuszNissan (Post 967368)
Age, Marriage Status, Driving Record.
Where you live also affects the rate.
Car insurance rates - the most and least expensive states for car insurance


Also:http://www.the370z.com/brakes-suspen...tml#post967968

HKYStormFront 03-03-2011 03:56 PM
i'm moving to maine

KaienZ34 03-03-2011 04:04 PM
31yrs old married, clean records me and the wife, 09 Z $504.25 for 6 months, wife 09 g8 gt $653.85 for 6 months, my 00 dakota v8 $284.81 for 6 months. Full coverage on all, carrier is allstate i'm in louisiana.

Cmike2780 03-03-2011 04:09 PM
Quote:
Originally Posted by KaienZ34 (Post 967987)
31yrs old married, clean records me and the wife, 09 Z $504.25 for 6 months, wife 09 g8 gt $653.85 for 6 months, my 00 dakota v8 $284.81 for 6 months. Full coverage on all, carrier is allstate i'm in louisiana.
Why is it more for the G8?

whoady4shoady 03-03-2011 04:13 PM
Quote:
Originally Posted by ImportConvert (Post 967558)
+1 !!!

I'm 25 and have a '11 Z06 with free replacement of said Z06 with a new Z06 within 3 years (Say, in 2013, if someone T-bones it and totals it, I go to the showroom and pick a new one and Allstate cuts the check, cool deal! I suggest it.), accident forgiveness, comprehensive with $500 deductible, and my 6 month premium is only $1200.
I find that hard to believe considering we have the highest rates in the country. I am with statefarm and I pay 1200 every 6 months for just the z with every discount imaginable except for being married. im 28 by the way in NOLA.

Econ 03-03-2011 04:13 PM
Quote:
Originally Posted by Econ (Post 967850)
Here are all my quotes I recieved

Insurance Company ANNUAL Premium*
Geico $ 2430.0+
State Farm $ 3627.0+
OneBeacon $ 3934.0+
Travelers $ 4134.0+
Allstate $ 4365.0+
Liberty Mutual $ 4477.0+
Nationwide $ 4548.0+
Encompass $ 5081.0+
Cal Casualty $ 5090.0+
Fireman's Fund $ 5170.0+
Hartford Agency $ 5213.0+
Patrons Mutual Group of CT $ 5634.0+
AIG $ 6743.0+
Farmers $ 6906.0+
Middlesex $ 7380.0+
Peerless Insurance Company $ 7620.0
Omni $ 7982.0+
SAFECO $ 8465.0
Metropolitan $ 8928.0+
Amica Mutual $ 9039.0
Hartford AARP $ 9544.0+
Hanover $ 9674.0
Yes I'm quoting myself....

Anyway... some of these rates actually went UP upon calling them...once they found out I only held my job for 1 month ( i just graduated college), they hiked up the premium even further...

6MT 03-03-2011 04:13 PM
Quote:
Originally Posted by Econ (Post 967850)
Here are all my quotes I recieved

Insurance Company ANNUAL Premium*
Geico $ 2430.0+
State Farm $ 3627.0+
OneBeacon $ 3934.0+
Travelers $ 4134.0+
Allstate $ 4365.0+
Liberty Mutual $ 4477.0+
Nationwide $ 4548.0+
Encompass $ 5081.0+
Cal Casualty $ 5090.0+
Fireman's Fund $ 5170.0+
Hartford Agency $ 5213.0+
Patrons Mutual Group of CT $ 5634.0+
AIG $ 6743.0+
Farmers $ 6906.0+
Middlesex $ 7380.0+
Peerless Insurance Company $ 7620.0
Omni $ 7982.0+
SAFECO $ 8465.0
Metropolitan $ 8928.0+
Amica Mutual $ 9039.0
Hartford AARP $ 9544.0+
Hanover $ 9674.0
This looks like a quote on cars on a used car lot.

Econ 03-03-2011 04:18 PM
Quote:
Originally Posted by 6MT (Post 967994)
This looks like a quote on cars on a used car lot.
dude you have no idea...

I called a bunch of the "cheaper" companies and just pretended to not have had a previous quote...they would give me the quote(usually within a couple hundred of the online quote), and then they would tell me that it was a good deal considering my age!!!!! HAH!

Oh and Did i mention those quotes are with a defensive driving course discount.

Footloose301 03-03-2011 04:20 PM
Quote:
Originally Posted by tonybui (Post 967784)
Did my video on starting the car without key increase ur insurance rate yet?
Nope. Not too concerned about it. It could definitely happen though because it proves that the Z is/could be easier to jack than other cars.

I was being sarcastic in the other thread:rolleyes:

fairladyZ34 03-03-2011 04:31 PM
my insurance is 250 a month, i turn 20 in august tho.

Super Red Z 03-03-2011 05:05 PM
I live in downtown LA. I pay $510 for 6 months but with a long list of discount..I turn....in May

KaienZ34 03-03-2011 05:23 PM
Quote:
Originally Posted by Cmike2780 (Post 967989)
Why is it more for the G8?
That i don't know i've never asked, but i'll find out and let you know.:tup:

cossie1600 03-03-2011 05:38 PM
I wish I can afford a $30K car when I was 20, dang

themann1984 03-03-2011 06:38 PM
Insurance ratemaking 101:

Imagine a piece of paper floating in the air at an angle with the lowest point in a corner. Let the x and y axis represent two variables. Lets say credit score and driver age. As your credit improves the paper decreases in height. As your age increases the paper decreases in height. The height of the paper at a particular point represents how much you pay in premium based on these two variables.

Your rates (height of the paper) can change for any or all of the following 3 reasons:
1. The paper stays the same shape but raises in height off the ground.
2. The paper stays the same height on average but the shape of the paper changes. Perhaps it becomes steeper or it is made wavy or something.
3. The paper stays the same height and shape but your location on it changes.

Insurance rates are like this but they use something more like 20 to 30 variables. If you can visualize a 30 dimensional plane let me know. Every company has their own paper that can be completely different than the others. Thus, the only thing you can do is shop around and compare rates.

And making comparisons between other people is kind of meaningless. The reason being is that you know nothing about their company's piece of paper and where you would be placed relative to them.


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