What are your monthly payments?

122554 · 11-18-2013, 04:27 PM

Don't know if they charged or not, nothing ever said to me. When I sat down to make the dealer I was asked how I would be paying. Handed them the card, they ran it, bank called me, DEAL DONE! Charge came through at the agreed price.

nmjaxx9 · 11-18-2013, 10:32 PM

450.

synolimit · 11-18-2013, 10:42 PM

Quote:

Originally Posted by 122554

Don't know if they charged or not, nothing ever said to me. When I sat down to make the dealer I was asked how I would be paying. Handed them the card, they ran it, bank called me, DEAL DONE! Charge came through at the agreed price.

But I'm sure they up sold the car. The fee is there no matter what! No business in the universe would sell something and lose money. If you paid by CC and the fee was say $1000, then you paid $1000 more than what you could have paid. It may not be so black and white because a dealer will make money on hold back, kick backs, inventory volume, incentives to push a car, rebates etc etc you'll never see or know about. Unless your dad or something owns the dealership and pulls out all stops we'll never no a true price. And then it's still different for dealers with different volumes.

122554 · 11-18-2013, 10:57 PM

Quote:

Originally Posted by Mark1010

Not that I doubt you but my friend tried to buy his 13 Elantra and was told no. Did you have to speak to Visa beforehand or anything?

Quote:

Originally Posted by synolimit

My old job would charge 3% on anything over $2000 since all credit card charges come with a 3% fee to the dealer. Any points you'd get would be pointless if paying $750-1350 extra on a car.

Quote:

Originally Posted by Ghostvette

Don't all credit cards charge a fee? Or did I miss something along the way?

Quote:

Originally Posted by b15

Yes, but it's dependent on the business if they pass it along. I charged $10,000 last year for a payment on the venue for my wedding because I wanted the reward points. No charges.

Quote:

Originally Posted by theDreamer

Yes they do, but many places that do not typically accept CC or see little to no CC transactions will usually remove the cost and then charge the customer per transaction.
My university does this, tuition is X price but if you pay by CC they add an additional 3% to cover any CC fees.

Quote:

Originally Posted by synolimit

But I'm sure they up sold the car. The fee is there no matter what! No business in the universe would sell something and lose money. If you paid by CC and the fee was say $1000, then you paid $1000 more than what you could have paid. It may not be so black and white because a dealer will make money on hold back, kick backs, inventory volume, incentives to push a car, rebates etc etc you'll never see or know about. Unless your dad or something owns the dealership and pulls out all stops we'll never no a true price. And then it's still different for dealers with different volumes.

Nope, you be wrong! Negotiated the price over the phone. Told them it was a cash deal. Gave them the CC. Got the car for the price.

But in retrospect, she was cute. Perhaps she swallowed it!

View Poll Results: How much are your monthly payments
$0 -- I own it!	57	22.18%
$200 to $249	3	1.17%
$250 to $299	6	2.33%
$300 to $349	18	7.00%
$350 to $399	19	7.39%
$400 to $449	34	13.23%
$450 to $499	33	12.84%
$500 to $549	27	10.51%
$550 to $599	17	6.61%
$600+	43	16.73%
Voters: 257. You may not vote on this poll

11-18-2013, 04:27 PM	#1 (permalink)
122554 Track Member Join Date: Jan 2013 Location: My own world Posts: 506 Drives: 2010 Nismo Rep Power: 15	Don't know if they charged or not, nothing ever said to me. When I sat down to make the dealer I was asked how I would be paying. Handed them the card, they ran it, bank called me, DEAL DONE! Charge came through at the agreed price. __________________ I don't normally drink beer, but when I do....i drink a lot!

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
How can I effectively estimate my monthly payment?	MarcusMIA	Nissan 370Z Pricing / Ordering Discussions	10	03-19-2009 10:13 AM
Lease/Finance Monthly Payments + details of 370z owners	override00	Nissan 370Z Pricing / Ordering Discussions	2	02-17-2009 02:17 PM

11-18-2013, 10:32 PM	#2 (permalink)
nmjaxx9 A True Z Fanatic Join Date: Jul 2011 Location: Middletown, Ct Posts: 5,853 Drives: 2011 Nissan 370z Rep Power: 27	450.