Sitting here at Nissan

Zaggeron · 10-02-2010, 06:56 PM

Sometimes the cold hard math makes it seem worse than it is.... Sure in some objective sense you're losing (probably) quite a bit of money, but if you're the sort that always has a car payment anyway and if there's no additional down payment involved, it's almost like you're just refreshing a lease.

Just tell your hubby that even if you waited until you payed off the old Z, it's not like the money each month you've been paying in payments is going to be freed up ... you'll just get a new car then anyway.

TongMan · 10-02-2010, 07:04 PM

I'm gonna side with hubby on this one. It's just financially a stupid decision to trade for the same car but different color. Please don't do it.

ThoriumHotdog · 10-03-2010, 12:19 PM

Quote:

Originally Posted by TongMan

I'm gonna side with hubby on this one. It's just financially a stupid decision to trade for the same car but different color. Please don't do it.

She's moving up from a base to a touring/sport. Almost a completely different beast.

SophiaZ, play up the safety aspect of the limited slip and upgraded brakes.

Safety first!!!

WarmAndSCSI · 10-03-2010, 02:20 PM

Quote:

Originally Posted by ThoriumHotdog

She's moving up from a base to a touring/sport. Almost a completely different beast.

SophiaZ, play up the safety aspect of the limited slip and upgraded brakes.

Safety first!!!

There's no "safety" advantage in either of those upgrades - and neither of them is good under moderate-to-heavy track use. The base brakes WILL stop your car within +/- 5 ft of the sport brake package in a single-stop, panic-type stopping situation. Guaranteed. AKA waste of money.

The only reason I'd pay for the Sport package is for the wheels and SRM on the 6MT.

ThoriumHotdog · 10-03-2010, 02:29 PM

Quote:

Originally Posted by WarmAndSCSI

There's no "safety" advantage in either of those upgrades - and neither of them is good under moderate-to-heavy track use. The base brakes WILL stop your car within +/- 5 ft of the sport brake package in a single-stop, panic-type stopping situation. Guaranteed. AKA waste of money.

The only reason I'd pay for the Sport package is for the wheels and SRM on the 6MT.

But will HE know that?

When I said "play" it up I meant exactly that.

nuTinmuch · 10-03-2010, 03:21 PM

Quote:

Originally Posted by ThoriumHotdog

But will HE know that?

When I said "play" it up I meant exactly that.

Doubleposting, but yes, have her use deception to make an irresponsible choice. This is a great idea.

spearfish25 · 10-02-2010, 07:15 PM

What happens with tax and title though? That could be a pricey 'extra' cost.

Urzakor · 10-02-2010, 10:02 PM

Quote:

Originally Posted by spearfish25

What happens with tax and title though? That could be a pricey 'extra' cost.

The Tax and title gets worked into the loan amount. You don't pay that on the side (unless you wanted to). That's why people grind on Out the Door price (I hate that term by the way).

Also Sophia, since your cancelling the warranty, you lose out on that too on the next car. it's $6/month and the warranty that you had on your car. Also the time issue - you'd be making payments for another 18 months over what you had originally planned for.

It doesn't look like you keep your car for long anyway though so I'd just cancel it regardless and pocket the $1000. you're covered for 3/36,000 and 5/60,000 from factory.

If you want my advice, if you aren't too deep in the hole of what they're giving you and what you owe, think about a lease. It looks like you're fine with always having a car payment but with a lease, it's easier to get out of a car near the end and your payments are lower. I don't think the lease programs for a Z are great, but its better than continually rolling negative equity because you'll eventually hit a point where the banks won't finance you anymore.

SmoothZ · 10-02-2010, 10:50 PM

Quote:

Originally Posted by TongMan

I'm gonna side with hubby on this one. It's just financially a stupid decision to trade for the same car but different color. Please don't do it.

Quote:

Originally Posted by BeachZTT

Ahhh, yes. You have to plant the seed, water, fertalize, fertalize, and fertalize before you can harvest. The roadster purchase was about a 10 month crop.

Really though, my wife and I don't make any big purchases without serious mutual consideration.

Quote:

Originally Posted by blue660r01

Am I the only one who thinks personal information like this should be kept off a public forum?

Quote:

Originally Posted by KillerBee370

Trade in both. You only live once.

AtomicRob · 10-02-2010, 10:59 PM

I hope he doesn't read the Forum. Might get things really heated between you two if he peeped in here. Good luck with your z deal though.

10-02-2010, 08:22 PM

Am I the only one who thinks personal information like this should be kept off a public forum?

SophiaZ · 10-02-2010, 08:48 PM

^ no... Were the Z family

10-02-2010, 09:07 PM

Quote:

Originally Posted by SophiaZ

^ no... Were the Z family

You basically just agreed with me but I know you didnt mean to. I'm just saying personal issues such as marriage arguments, etc, should be kept private. There isn't really a reason to publicize it and it could only cause further problems. Besides people you dont know personally dont need to know your business.

nuTinmuch · 10-03-2010, 01:36 AM

Quote:

Originally Posted by blue660r01

You basically just agreed with me but I know you didnt mean to. I'm just saying personal issues such as marriage arguments, etc, should be kept private. There isn't really a reason to publicize it and it could only cause further problems. Besides people you dont know personally dont need to know your business.

This.

SophiaZ · 10-03-2010, 06:16 AM

Quote:

Originally Posted by blue660r01

You basically just agreed with me but I know you didnt mean to. I'm just saying personal issues such as marriage arguments, etc, should be kept private. There isn't really a reason to publicize it and it could only cause further problems. Besides people you dont know personally dont need to know your business.

Im on here for advice on my car.... not asking if I should get a divorce. Thanks for your info tho on this topic.

10-02-2010, 06:56 PM	#1 (permalink)
Zaggeron A True Z Fanatic Join Date: Jan 2010 Location: Austin, TX Posts: 1,951 Drives: '10 370ZR '13 BRZ Rep Power: 19	Sometimes the cold hard math makes it seem worse than it is.... Sure in some objective sense you're losing (probably) quite a bit of money, but if you're the sort that always has a car payment anyway and if there's no additional down payment involved, it's almost like you're just refreshing a lease. Just tell your hubby that even if you waited until you payed off the old Z, it's not like the money each month you've been paying in payments is going to be freed up ... you'll just get a new car then anyway. __________________ 2010 Platinum Graphite 370z Roadster:Touring/Sport 2013 Subaru BRZ Limited

10-02-2010, 07:15 PM	#7 (permalink)
spearfish25 A True Z Fanatic Join Date: Mar 2009 Location: Naples, FL Posts: 4,117 Drives: to work Rep Power: 1857	What happens with tax and title though? That could be a pricey 'extra' cost. __________________ 2013 Cadillac V-Wagon, RIP Z

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10-02-2010, 07:04 PM	#2 (permalink)
TongMan A True Z Fanatic Join Date: Feb 2010 Location: NorCal Posts: 1,297 Drives: 2013 Nissan GTR Rep Power: 716	I'm gonna side with hubby on this one. It's just financially a stupid decision to trade for the same car but different color. Please don't do it.

10-02-2010, 10:59 PM	#10 (permalink)
AtomicRob Base Member Join Date: Sep 2010 Location: Kernersville, NC Posts: 40 Drives: 10 Nissan 370z P A7 Rep Power: 16	I hope he doesn't read the Forum. Might get things really heated between you two if he peeped in here. Good luck with your z deal though.

10-02-2010, 08:22 PM	#11 (permalink)
blue660r01 Guest Posts: n/a	Am I the only one who thinks personal information like this should be kept off a public forum?

10-02-2010, 08:48 PM	#12 (permalink)
SophiaZ A True Z Fanatic Join Date: Dec 2009 Location: South Jersey Posts: 1,466 Drives: 2020 50th anniv 7AT Rep Power: 6733	^ no... Were the Z family