Finally!!!

JARblue · 09-04-2019, 08:53 AM

Quote:

Originally Posted by dave11

Because of Dorian, the insurance agent won't cover the car until after the threat of loss has passed. She said maybe Thursday or Friday.

And the car is already on your property? I'd switch insurance companies immediately! They can't deny additional coverage because of the threat of a hurricane. I mean I guess they can, but there is legal precedence that they would lose a suit in court. I would take this as evidence of their customer service; who knows what kind of crap they'll pull if you ever have to file a claim

vtec to vvel · 09-04-2019, 10:10 AM

Quote:

Originally Posted by JARblue

And the car is already on your property? I'd switch insurance companies immediately! They can't deny additional coverage because of the threat of a hurricane. I mean I guess they can, but there is legal precedence that they would lose a suit in court. I would take this as evidence of their customer service; who knows what kind of crap they'll pull if you ever have to file a claim

My thoughts exactly.

Also, OP, not sure if you outright bought your car or financed, but if you financed your car, most lenders, if not all, require full coverage at all times until paid off. In the event of non-coverage, the lenders could deem you as being in default and could demand payment of full balance at once.

JARblue · 09-04-2019, 11:33 AM

Quote:

Originally Posted by vtec to vvel

if you financed your car, most lenders, if not all, require full coverage at all times until paid off. In the event of non-coverage, the lenders could deem you as being in default and could demand payment of full balance at once.

I agree. Your insurance company could put you in a serious bind if the lender decides to take action.

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