That's a bad path to take, no vehicle is worth financing over 84 months. You are just 25 year's old, would you still like driving the Corvette everyday by the time you're 32? A lot changes in 7 years, might even have a recession or something lol.

Now, I've personally gone through that path and almost decided on leasing a scat pack then thought about corvettes and Camaro SS's but in the end decided that the most financially sound choice is a few years old used Z..

I'm only 19 so you probably have more experience than me but personally i would never have a 600$ payment on a car unless it's a GTR or something better.

If i were to do it again with a full time job and not being a student, I would definitely get the new Camaro SS as it's the best new performance value IMO.

It's my next vehicle choice as soon as they depreciate a little.

As for people calling the Camaro heavy, It's only 300 pounds heavier than the Z, has 2 more seats, better tech, better safety, and about 150 more horses. Also kills any stock Z in every performance category, so what's the point?

Well tbh, the "Z51" outperforms a lot of cars, even the GTR in "some" cases. Not in a drag race, of course. But I've seen it beat a newer GTR around a track. There's actually a video on edmunds of it. They were comparing the Z51 vette to cars like the GTR, Viper, etc, etc. It came in 2nd to the Viper. So the way I look at it is, im basically paying for a car that has amazing potential and capability for way less than say...a GTR. I'm a huge fan of the GTR, just not its price tag. And I'm just not seeing the bad in financing a car for 84 months other than a little increase in interest. Regardless if its paid for or not, it'll be worth the same amount of money whether its paid off in 6 years or 7 years, granted that I'm paying a little more in interest.

I don't like the front or back of the C07. Side profile looks good.

Well I will be honest with you. If I could get that 2014 Nismo I posted in the thread earlier for closer to 30-31k, I would jump on that and be happy. I've sent the dealership a email requesting to speak to someone about the car and if we could work out a deal but so far, no reply. The dealership is about 350 miles away in Fort Worth, Texas. So it wouldn't be a bad drive at all.

A lot can change over that long of a note. The rule of thumb is that "if you can't afford to buy the car on a three year note, you can't afford the car". Over an 84 month term, you'll pay a lot more in interest. Your situation may change. Nothing is definite in employment. Just ask all of the guys who were making bank working in the oil country.

If you do make this poor financial decision, at least call your insurance company and see what they would charge you for gap insurance. It's often much cheaper than at the dealer. You don't want to have something happen and be paying on a car that got wrecked or stolen.

You say you have no other bills except utilities - does that mean that you've got a 6 month emergency fund saved up and you max out your retirement contributions? If that's the case, this isn't the worst idea you could have. If you're not doing that, start and see if you can still afford the Vette. You'll be very happy you did later in life.

Well in the line of work that I do, one thing I don't have to worry about is job security. I work for the Federal Bureau of Prisons. As for retirement, I have a TSP account with my job in which 5% of my check goes into and the Feds match it and so on and so forth, and yes, I could always do more with that. But on the other hand, I see what you are saying and you are correct. My perspective was just different. I was looking at it in another way but I know that the only way for me to afford the car on a 5 year loan, is to save up around 20-25k and drop that as a down payment. My problem is patience, I've been waiting for 3 years already to get back into another fun car and out of the soccer mom SUV I've been driving. Its killin me, hah!

Even a five year note is really pushing it unless the rate is awesome. I signed up for five years with my DD, but at 0.9%, I'll take all the term you can give me. I don't see GM offering that kind of rate on Vettes yet. They're not having any trouble selling them right now. The best move would be an intermediate car. Find what you can get on a 3 year note with a moderate down payment, and bank the difference for a couple of years. Then you can get into that Vette without signing for 84 months.

I honestly have no idea what I'm going to do. If I can get that dealer to come down on that Nismo to around 30k, i'll jump on it. Otherwise, I'm probably just gonna sit back and keep saving.

Buy one of the 10 370ZTTs for sale on the Facebook page. Cheaper than the Vette by a large margin.

That makes sense as long as you're reasonably mechanically inclined. FI Zs require more maintenance and upkeep than a stock car.

He can put that extra $300 per month he saves on the car into a mechanic fund.

How about a low mileage used C6-Z06 for around 40k. That thing will knock the socks off a Z, and only 30hp less than the new $75.5k Z51. That'll be all you need to more fun than is legal. Use the leftover funds for track days and chicks! Lots of performance in that package. Reliable 430HP, easy to increase and car is designed to handle it.

Lol my tt Nismo eats Vetts for snacks! If it wasn't for continually modifications the maintenance is no different than a stock Z. The reality is that most people don't keep up with the maintenance on their vehicles.

Sent from my SM-N910P using Tapatalk

I would look into the insurance on the vett. I know the lady complimented me on the NISMO instead of of a Vett for a midlife crisis car. She said insurance would have easily been double if not triple for me at 32 with a military discount and no accidents and insurance, plus 2 homes.

Personally I think getting a base model isn't the best idea. I'd save a little more and get some thing a little higher. Every one who can just barely afford it gets the base model and they end up depreciating pretty quick comparatively just due to the amount produced. I've had multiple of the kids that work for me take bathes on vettes because of this. Especially as quickly as they have been producing the next model lately. By the time your notes paid off the next gen will be out and your vet will be worth half if not less than what you paid for it. One of my guys just picked up a 2008 C6 Z06 with 8K miles for 26K.

I wouldn't bank on any federal job being permanent in the current political enviroment, especially in the prison system. Budget cuts suck and when it comes to firing federal employees the youngest and newest are the easiest to get rid of.

There are some pretty good alternatives, it just comes down to what I am willing to do and spend for however long. I didn't realize the C6 Z06's were going cheap like that. I just have a lot of research to do before I make a move. I did a progressive quote on the Vette online and the quote came out to be around 260 a month. I don't know if that is accurate but that's the quote I got on the Vette.

I'm not sure how old you are but yes insurance costs are much higher on a Vett as well as the tags depending on your state of residence. Also, my insurance company doesn't charge me more for my mods but will replace them if I am in an accident. I'm with State Farm and I pay $98 a month. :D

Sent from my SM-N910P using Tapatalk

Yeah, Im 25 and I was a bit surprised to see a quote on a 2016 vette for 260 a month. I thought it would be much more than that.

That is a smoking deal...young males and a Sportscar mean high premiums lol. I'm 56 so they don't expect me to drive like a 20 something lol.

Sent from my SM-N910P using Tapatalk

I honestly don't trust that quote though. I want to give them a VIN over the phone and act like I already bought it and see what they quote me because that's unreal.

I wouldn't say that quote is terrible, I'm paying $123.00 for my Z and my wife's Rouge, and she said it would have been doubled if I had bought a vett, but that wasn't with Gap insurance, since I'm already ahead of the ball game for a couple years.

Btw guys, in case I didn't make it clear. I won't be going through the dealership when it comes to financing. I am going to go through a credit union. My credit is excellent and I believe I can get a interest rate of around 2-3% for 84 months with a monthly note of $650 at the most. Still, sounds like a bad idea?

An 84 month car note will always sound like a bad idea.

Lol, yeah, I guess so.

Except it limits how many times you can actually rev to that redline. Which is ridiculous. Why have that as a redline if the car will force a limp mode , not allowing it more than a couple of times an hour? They're also popping those engines like popcorn over on the mustang6g forums, so doesn't appear very reliable.

http://www.mustang6g.com/forums/show...ht=Limp&page=7

Don't do it.... 84 months is way too long. You'll change your mind before you reach the halfway point

I understand extending duration to drive down the monthly payment but jeebus don't do 84 months, and I highly doubt a bank will do 84 months at 2-3%, more like just short of 4%

I'm a car guy through and through, but that's not a car payment it's a mortgage! :eek:

Well guys, if everything goes through just fine once I get back for my federal law enforcement training, I'll be getting a Black 2014 370z Nismo with 1000 miles. Made my decision.

Honestly, who cares about this?

The Z, dated or not is a proven design that works great and you know damn well will last years without issue, even if you hammer on it on a daily basis.

All of these new American muscle cars are like the old ones. They just rely on brute force to get them down the road. No style, no refinement, no quality, no character. They're getting better at maneuvering through corners, but still not great, except maybe the latest Z06 Vette. The interior styling in all of them suck (cheap, fake plastic chrome, carbon fiber, aluminum look), the exterior on most of them suck, again with the exception of the Vette, although the ***-end of the new Vettes are horrible.

The Z on the other hand, as well as just about every other Japanese and European car has great styling, quality and refinement as well as being quite capable of going through corners very well.

Granted, the new Mustangs are great looking cars and are supposed to be pretty good in the corners as well (and the new 5.0 sounds excellent). I was actually considering one before getting the Z, but after sitting in a new Mustang and touching/looking at that nasty interior was more than enough for me to happily go with the Z.

You made the right choice! Honestly, you made the only choice as far as I'm concerned!

I agree. People can't quit magazine racing, driving around thinking "Oh my car traps 107 in the quarter mile, yours only does 103" or feeling secure in the fact that their car is .1 seconds quicker to 60 MPH (as tested by someone who probably drives much better than them).

The numbers are much better on the Mustang; skid pad, 1/4 mile, horsepower, torque, etc. but drive them both, it's a completely different experience.

The Mustang is heavy, the steering is slow and numb, there is lots of body roll due to the soft suspension. It goes like hell when you drop the hammer, and it corners well, but it's a GT car through and through.

The Z... Well, it's a better sports coupe. Tight, connected, great feedback.

I'd rather take the Mustang on a 1000 mile drive but if I'm driving just for fun it's definitely not the best choice for me. Unless you can't drive and just want to mash the gas in a straight line (or halfway through a turn exiting Cars and Coffee) or you are actually getting paid to set record lap times, I can't see how it would be for anyone looking for a driver's car*, but maybe that's just me. :tiphat:


*I mean a driver's car, not a magazine racer's car.

Z does close to the same thing, if you decide to have fun with it .'/

it looks like the mustang guys are hoping ford will recall and install a oil cooler..GL mustang owners

Was having this chat with some of the young guys in my club last night. Horsepower isn't every thing and magazine numbers aren't always repeatable. Which then led to a discussion on brakes and suspension which not a single one had thought about while trying to build HP. It was actually one of the more productive meetings we have had.

Made the purchase, the car will be here Friday. I'll post a new intro thread with some pics from the ad and then post more pics once the car gets here! :)

as an owner of the Z. i would advice you to take the dodge chalenger SRT

Why : 1/challenger can be a daily car because high clearance. (you will get alot of trouble with 370z low clearance, especially the nismo version.)

2/holly 6. v8 engine (7 years already since the 3.7 v6 released.)

3/ dat challenger *** tail light is such a b*tch

[IMG]https://c2.staticflickr.com/8/7311/2...81970b69_c.jpg55ce51d2af7fe by dkinghl, on Flickr[/IMG]


But i suggest you to invest money on a vette :roflpuke2::roflpuke2:.

Uh.. No.

1) The Z doesn't have any issues on the road. All car manufacturers have standards to meet to be road worthy, so this is a total moot point. Also, the Nismo is barely lower than the standard Z.

2) The Chevy 350 V8 has been around since 1967. What's your point?

3) The Z looks a hell of a lot better all the way around, inside and out.


The pic you included is correct. The chic on the left is lean, agile and sexy, like the Z. The one on the right is exaggerated, over-done and way out of proportion, just like that SRT thing.

Agree - the one on the right makes Kim Kardashian's *** look normal, which is saying something, because her *** is huge and not appealing at all (to me).

One is a sports car, and one is a pony car. I don't get how people compare the Z with a challenger, rustang, or rustaro all the time. The Z is supposed to be in the same class as the BMW Z4 and Audi TT. Also, the only other ones out there that come close would be the Fiat 124, Miata, and the BRZ/FRS/GT86, but are not as good as the Z. Just my honest opinion. Honestly, I would go for a Porsche Cayman.

Personally, I would go with what I went with... The Z.

It's a Nissan, so I already know it's a bullet proof design with loads of R&D put in it, I know it's going to last, I know it's going to be pretty fast, and I know it's going to handle.

With all of that in mind, the number one reason I went with the Z is because of its overall appearance. It's a damn good looking car. It's got the right lines, it's got the right proportions, it's got those sexy wide fenders that can tuck in a lot of rubber, and it's got the very similar roof-line of the GTR which I really love. It also sounds excellent, and I love the looks of the interior as well. It's a purpose built vehicle without all of the stupid "bloatware" so to speak.

A seven year existence for an engine is NOT long at all. This engine is one of the best mass-produced engines out there. And for it to be stuffed in a car that just about anyone can afford is incredible. Not to mention it can easily put to shame a LOT of V8 engines.

People need to stop with all of the bulls*** and see this car for what it really is.

I could have gone with a number of different cars, but chose the Z instead, and the base model at that because I didn't want some of the stuff "bloatware" that comes in the Sport model that I refused to pay extra for.

Anywho... Minor rant off now.

I think the 370Z was targeted at the Cayman.