2009 370z

Birdfan67

Newer model year will net you a better interest rate and term.. $3k equates to about $60-75 more per mo.. if payment is not a major concern, then roll with the 2014. My concern is how much neg your rolling into your new loan ?? if its 3-4k , then I would consider the 14 as well...I'd rather be upside-down in a newer car with warranty...than a car potentially with none on it due to age... which segsways into the next question ?.. extended warranty ?? your probably looking at 2k for piece of mind...please have some type of warranty driving off the lot, 1 major repair can cost $$$$ .I would save some cash to offset your neg...find like an 2011-2012 with certified warranty on it...spending/financing less.
Your insurance likely will be cheaper as well...sometimes timing is everything...good luck !