:( Not even one week of owning the car!

37zeroZ

I'm not buying your argument. The non-replaced tires would be labeled unsafe if they already had unsafe tire tread. That's the owner's responsibility, not the insurance company.

You keep mentioning a "$hitty insurance company," but this rarely has anything to do with the insurance company but who is your agent and/or adjuster. You can have a similar situation, with different a agent and/or adjuster, and have different results. You can have a 5-star rating from one person and have a 1-star rating from a different person for the same insurance company. I know there are better rated companies, but even they have disappointed customers.

In the end, we'll see if he'll get all four tires. I hope he does, but I'm willing to side that he won't.