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It all depends on where you're getting the loan from. I went to my credit union and they were giving me rates based strictly on my credit score, after I
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07-27-2011, 06:42 AM
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Base Member
Join Date: Jun 2011
Location: Massachusetts
Posts: 94
Drives: 11 370z BS Sports M6
Rep Power: 16  |
It all depends on where you're getting the loan from. I went to my credit union and they were giving me rates based strictly on my credit score, after I got approved of course. They were offering 2.99% for scores at 740+ and 5.99% 700-740. The dealer, who financed me through Chase bank looked at my credit score, my highest credit line, my annual salary, time employed, and came up with a rate of 5.75%. I talked it down to 4.99%, the size of my downpayment didn't affect the rate either.
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