Anyone doing Carlisle this spring? P&S and/or Import & Kit Nationals?

dmhenderson · 04-02-2013, 10:35 PM

Quote:

Originally Posted by aniceh

There's no way they get nothing out of it, but if you go to a new bank who can now borrow funds at a lower rate due to the Fed, they'll get something out of it, you might get something out of it, there's pretty much never a prepayment penalty on auto loans, everyone wins except the bank you left. Banks are perfectly willing to screw one another to get your business.

Right which brings me back to: "If you get a better loan rate over the same time period, then you're ok."

aniceh · 04-02-2013, 10:37 PM

Quote:

Originally Posted by dmhenderson

Right which brings me back to: "If you get a better loan rate over the same time period, then you're ok."

Exactly. Go to a lower rate 3 year loan when you're 2 years into a 5 year, win. You just gotta consider that along with all the other factors that go into the decision to purchase a car.

MyKindaGuise · 04-02-2013, 10:44 PM

Quote:

Originally Posted by aniceh

Exactly. Go to a lower rate 3 year loan when you're 2 years into a 5 year, win. You just gotta consider that along with all the other factors that go into the decision to purchase a car.

That's what I'm doing.

I'm going with a lower 5 year as I'm 1 year into my 6 year and Apr goes from 5% to 2.5%

Unless I are mathing wrong. Which is totally possible.lol

Also the new car really has nothing to do with lower payments it was just something that would be the case if I went that route.lol

I'm mostly looking at the new car because it'll hold 700hp with not much problem.

Only reason i m thinking of refinancing is to save me some money. I mean hell why not. Its nothing to do with lower payments I just thought it would save me something by doing it. If it really doesn't please tell me.lol

aniceh · 04-02-2013, 10:46 PM

Quote:

Originally Posted by MyKindaGuise

That's what I'm doing.

I'm going with a lower 5 year as I'm 1 year into my 6 year and Apr goes from 5% to 2.5%

Unless I are mathing wrong. Which is totally possible.lol

Also the new car really has nothing to do with lower payments it was just something that would be the case if I went that route.lol

I'm mostly looking at the new car because it'll hold 700hp with not much problem.

Sounds like a win to me.

XwChriswX · 04-02-2013, 10:47 PM

Quote:

Originally Posted by dmhenderson

My headlights and wheels are unique or at least, different.

I'm not lowered (at all) and don't have much in the way of suspension mods unless you count my H&R spacers lol

They'll see Nismo, and the non-knowers will assume that means something. Your body + wing will make them think race car. Your wheels pop, your engine bay is clean, and shiny. Your headlights will catch everyones attention.

You've got a lot going for you honestly. If I get #2 to you, I wouldn't be pissed.

Quote:

Originally Posted by MyKindaGuise

Quote:

Originally Posted by XwChriswX

Why can't you work on your car now?

Its part of what I was saying above. I'm doing some other finance crap that is more important right now thatll pay off huge in a few years so instead of dumping 2-4k Intl the Z its going into other things for the next few months.

I hear ya. I just want you to finish your kit thats all.

Quote:

Originally Posted by MyKindaGuise

That's what I'm doing.

I'm going with a lower 5 year as I'm 1 year into my 6 year and Apr goes from 5% to 2.5%

Unless I are mathing wrong. Which is totally possible.lol

Just out of curiosity, do you have anyone in your family that was military?

dmhenderson · 04-02-2013, 10:50 PM

Quote:

Originally Posted by XwChriswX

You've got a lot going for you honestly. If I get #2 to you, I wouldn't be pissed.

I&K last year I lost to a bone stock (albeit clean) roadster. I didn't know the guy. That ticked me off a little but I wouldn't be mad losing to anyone here. Seriously, I love just going to the events.

If you guys haven't done these events they're super fun. You get to lounge around in the sun, drink and talk to people about your car all day. It never gets old.

aniceh · 04-02-2013, 10:57 PM

Quote:

Originally Posted by dmhenderson

I&K last year I lost to a bone stock (albeit clean) roadster. I didn't know the guy. That ticked me off a little but I wouldn't be mad losing to anyone here. Seriously, I love just going to the events.

If you guys haven't done these events they're super fun. You get to lounge around in the sun, drink and talk to people about your car all day. It never gets old.

Sheeeit, I'd be happy if I just won a drink (i.e., if someone buys me one).

dmhenderson · 04-02-2013, 10:59 PM

Quote:

Originally Posted by aniceh

Sheeeit, I'd be happy if I just won a drink (i.e., if someone buys me one).

They sell beer in the pavillion I think but I just bring my own bar so you're welcome to it.

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