[MAZOC] Official "Off-Topic" Discussion Thread

[eastwest2300]

No more buying movies for me...I learned my lesson with my 1st credit card. (Discover Platinum)

[Vicster]

Originally Posted by eastwest2300

No more buying movies for me...I learned my lesson with my 1st credit card. (Discover Platinum)

Huh?

I r confused...

[XwChriswX]

Originally Posted by Vicster

Huh?

I r confused...

He got tired of Discover calling him saying:

"We're sorry Mr EW, but you can't use this card at XXX stores. We thank you for choosing us over other companies, but we can't be seen doing business with Big Berthas Brothel of Boyhood Fantasies."

[eastwest2300]

Originally Posted by XwChriswX

He got tired of Discover calling him saying:

"We're sorry Mr EW, but you can't use this card at XXX stores. We thank you for choosing us over other companies, but we can't be seen doing business with Big Berthas Brothel of Boyhood Fantasies."

good one sir.

[eastwest2300]

Originally Posted by Vicster

Huh?

I r confused...

naw man, my first credit card, i bought a ton of movies, and went out to dinner ALL THE TIME, just dumb dumb dumb spending, BUT i never missed a payment, and it took me forever to pay it off.

Lesson learned.

[4r3s]

Originally Posted by eastwest2300

naw man, my first credit card, i bought a ton of movies, and went out to dinner ALL THE TIME, just dumb dumb dumb spending, BUT i never missed a payment, and it took me forever to pay it off.

Lesson learned.

to me, never missing a payment, means paying the balance off each month.

Its amazing how many of my friends ended up in the same boat as you. I'm guessing your college had those people from the credit card companies signing up people left and right on campus as well?

I was very lucky to have a credit card my senior year in hs to pay for gas and emergencies. The bill went to my parents but the card was in my name so I got the good credit score from it and my parents were there to help oversee my spending habits and correct my actions before things got out of control like it does for almost everyone out there.

[eastwest2300]

Originally Posted by 4r3s

to me, never missing a payment, means paying the balance off each month.

Its amazing how many of my friends ended up in the same boat as you. I'm guessing your college had those people from the credit card companies signing up people left and right on campus as well?

I was very lucky to have a credit card my senior year in hs to pay for gas and emergencies. The bill went to my parents but the card was in my name so I got the good credit score from it and my parents were there to help oversee my spending habits and correct my actions before things got out of control like it does for almost everyone out there.

My credit card came right after my first 4 years in the army, I saw the credit line, which was $5000, and low interest rate, and I was hooked.. I learned a very important lesson.. If you dont have the cash for it, you dont need it.. and all you need is one credit card, used only for emergencies and or if you cant pay if off within a month, its not worth having.

[Masa]

Originally Posted by eastwest2300

all you need is one credit card, used only for emergencies

Mostly agree. I only use 2. One for everyday purchases like gas/groceries (this card has high interest because of high rewards return). Pay this one off every month and milk the rewards points. Second card is the emergency card with high limit and low interest in case something goes wrong like house repairs etc.