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The New "What did you do with your Z today" (with off topic replies) VI

Originally Posted by Pintsize725 That's what I planned on doing. My payment will only be $15 lower per month but I also get gap insurance which I didn't have through

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Old 06-24-2013, 06:13 PM   #10 (permalink)
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Originally Posted by Pintsize725 View Post
That's what I planned on doing. My payment will only be $15 lower per month but I also get gap insurance which I didn't have through nmac. Also, I'm trying to build up credit worthiness with this credit union in hopes of a future house loan from them.

Then I would definitely do it, but I would also arrange for the loan to stay at the same payment amount. Then you end up paying it down even quicker and you won't notice the change because the payments are the same.
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